NGPF Speaker Series: Bankruptcy lawyers, judges, and financial professionals see the aftermath every day—young adults drowning in credit card debt, lives derailed by poor financial decisions made at eighteen. That's why volunteers from CARE (Credit Abuse Resistance Education) donate their time to deliver free classroom presentations nationwide. These aren't abstract lessons about credit scores—they're real stories from the courtroom, told by professionals who witness the consequences when financial education comes too late. CARE volunteers will share what they've learned from thousands of classroom visits, the mistakes they see repeated most often, and how to make credit education visceral and memorable for students before they get their first credit card.