Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary CALCULATE: The Math Behind Your Federal Taxes MOVE: Let's Make a Mutual Fund How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Schumer Box PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans RESEARCH: Professional Certifications MOVE: Inflation Over Time PROJECT: Credit Protections - You Be the Teacher ANALYZE: Dollar Cost Averaging INTERACTIVE: Online Bank Simulator MOVE: Credit Musical Chairs What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Bummer! What source of funding is used most often to start new businesses? You Just Gotta Habit! What percent of students receive scholarships or grants for college? INTERACTIVE: Compounding Cat Insanity MOVE: Your Tax Dollar in Action MOVE: Types of Employment FINE PRINT: Checking Account Statement ANALYZE: Overdraft Fees CALCULATE: The Cost of Auto Loans PLAY: Types of Car Insurance CREATE: Personalized Productive Gap Year Plan PLAY: It Costs HOW Much? INTERACTIVE: Invest with STAX! COMPARE: Types of Health Insurance Plans What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" PLAY: The Bean Game COMPARE: Types of Savings Accounts What are the top 3 types of products/services Gen Z is most likely to splurge on? What is the average credit card debt held by Gen Z? RESEARCH: Credit Protections FINE PRINT: Financial Aid Package Which savings strategy is most effective? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment ANALYZE: Household Debt and Credit Report PLAY: Budget Frenzy! What percent of new businesses are still operating after 10 years? CALCULATE: How Much House Can You Afford? MOVE: Up and Down with Credit Scores COMPARE: Which Repayment Plan Fits Your Income? Do consumers send more money through Zelle or spend more money on Amazon? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? When the Mean is Nice

DESMOS ACTIVITIES

AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential Regression in Investing AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Investing and Exponential Change AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Complex Systems of Inequalities AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Point Collector: Lines AMPLIFY: Linear Growth Patterns AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: OLS Regression and College Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Create a Histogram AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Systems