Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: How Much House Can You Afford? FINE PRINT: Checking Account Statement FINE PRINT: Financial Aid Package RESEARCH: Credit Protections FINE PRINT: Schumer Box ANALYZE: Inequalities in Investing PLAY: The Bean Game What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report Which savings strategy is most effective? MOVE: Up and Down with Credit Scores If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What are the top 3 types of products/services Gen Z is most likely to splurge on? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Return on Your College Investment What percent of students receive scholarships or grants for college? PLAY: Roll with the Market PLAY: Types of Car Insurance PLAY: Organize Budget Expenses CALCULATE: Impact of Credit Score on Loans ANALYZE: Dollar Cost Averaging CALCULATE: Debt Avalanche v. Debt Snowball CREATE: Personalized Productive Gap Year Plan CALCULATE: The Cost of Auto Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: What Determines Your Insurance Premium? MOVE: Your Tax Dollar in Action INTERACTIVE: Bummer! INTERACTIVE: Compounding Cat Insanity PLAY: It Costs HOW Much? When the Mean is Nice INTERACTIVE: Online Bank Simulator MOVE: Credit Musical Chairs You Just Gotta Habit! What percent of new businesses are still operating after 10 years? What source of funding is used most often to start new businesses? COMPARE: Which Repayment Option is Best? INTERACTIVE: Invest with STAX! PLAY: Budget Frenzy! COMPARE: Types of Savings Accounts MOVE: Types of Employment INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Professional Certifications What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Inflation Over Time Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Let's Make a Mutual Fund What is the average credit card debt held by Gen Z? PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Math Behind Your Federal Taxes ANALYZE: A FAFSA Submission Summary How much more likely is a business to launch if the founder creates a business plan?

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Growth in Circles AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Create a Histogram AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth Factor and Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Regression in Investing AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Histograms and Box Plots of Housing Costs