Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What's the average credit score needed to rent an apartment? CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Nice What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: What Determines Your Insurance Premium? ANALYZE: Overdraft Fees How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity MOVE: Let's Make a Mutual Fund What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market INTERACTIVE: Bummer! MOVE: Types of Employment INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary FINE PRINT: Financial Aid Package PLAY: Organize Budget Expenses CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Online Bank Simulator What source of funding is used most often to start new businesses? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX! PROJECT: Credit Protections - You Be the Teacher PLAY: It Costs HOW Much? What is the average credit card debt held by Gen Z? COMPARE: Types of Health Insurance Plans MOVE: Inflation Over Time Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Your Tax Dollar in Action RESEARCH: Credit Protections FINE PRINT: Checking Account Statement PLAY: Budget Frenzy! CALCULATE: How Much House Can You Afford? COMPARE: Which Repayment Option is Best? MOVE: Up and Down with Credit Scores ANALYZE: Dollar Cost Averaging FINE PRINT: Schumer Box PLAY: The Bean Game ANALYZE: Inequalities in Investing CALCULATE: The Cost of Auto Loans What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of students receive scholarships or grants for college? You Just Gotta Habit! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much more likely is a business to launch if the founder creates a business plan? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Types of Savings Accounts Which savings strategy is most effective? PLAY: Types of Car Insurance CALCULATE: Return on Your College Investment RESEARCH: Professional Certifications MOVE: Credit Musical Chairs ANALYZE: Household Debt and Credit Report

DESMOS ACTIVITIES

AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Create a Histogram AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Linear Equations and Checking AMPLIFY: OLS Regression and College Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Prize Wheel Puzzle AMPLIFY: Real World Linear Inequalities AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Growth in Circles AMPLIFY: Credit Dot Plots AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Chance Experiments AMPLIFY: Exponential Regression in Investing AMPLIFY: Point Collector: Lines AMPLIFY: Complex Systems of Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income