Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? When the Mean is Nice MOVE: Let's Make a Mutual Fund PLAY: The Bean Game PLAY: Roll with the Market PLAY: Organize Budget Expenses FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? What's the average credit score needed to rent an apartment? MOVE: Credit Musical Chairs MOVE: Inflation Over Time Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Invest with STAX! CALCULATE: The Cost of Auto Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Types of Car Insurance INTERACTIVE: Online Bank Simulator CALCULATE: The Math Behind Your Federal Taxes What percent of new businesses are still operating after 10 years? COMPARE: Types of Savings Accounts Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Credit Protections ANALYZE: A FAFSA Submission Summary FINE PRINT: Financial Aid Package FINE PRINT: Schumer Box ANALYZE: Household Debt and Credit Report CALCULATE: How Much House Can You Afford? MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity MOVE: Types of Employment How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Dollar Cost Averaging COMPARE: Which Repayment Option is Best? What percent of students receive scholarships or grants for college? CALCULATE: Return on Your College Investment INTERACTIVE: Bummer! MOVE: Your Tax Dollar in Action MOVE: What Determines Your Insurance Premium? What source of funding is used most often to start new businesses? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing PLAY: Budget Frenzy! What percent of Americans with credit card debt have carried a balance for over 1 year? PROJECT: Credit Protections - You Be the Teacher What are the top 3 types of products/services Gen Z is most likely to splurge on? What is the average credit card debt held by Gen Z? INTERACTIVE: Living Paycheck to Paycheck You Just Gotta Habit!

DESMOS ACTIVITIES

AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Investing and Exponential Change AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Systems of Two Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Point Collector: Lines AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Systems