Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Professional Certifications MOVE: Inflation Over Time Which savings strategy is most effective? CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Bummer! CALCULATE: Return on Your College Investment PLAY: Organize Budget Expenses CALCULATE: Impact of Credit Score on Loans How much does a texting while driving ticket increase auto insurance premiums? What is the average credit card debt held by Gen Z? What percent of students receive scholarships or grants for college? ANALYZE: Dollar Cost Averaging What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: The Bean Game When the Mean is Nice ANALYZE: A FAFSA Submission Summary MOVE: Let's Make a Mutual Fund INTERACTIVE: Compounding Cat Insanity Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Types of Car Insurance If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Up and Down with Credit Scores How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Schumer Box FINE PRINT: Financial Aid Package ANALYZE: Inequalities in Investing MOVE: Types of Employment INTERACTIVE: Online Bank Simulator Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Credit Protections CALCULATE: The Cost of Auto Loans MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement What percent of Americans who have credit card debt won't be able to pay it off within a year? COMPARE: Which Repayment Option is Best? ANALYZE: Household Debt and Credit Report CALCULATE: The Math Behind Your Federal Taxes PROJECT: Credit Protections - You Be the Teacher What percent of new businesses are still operating after 10 years? MOVE: Your Tax Dollar in Action CALCULATE: How Much House Can You Afford? MOVE: Credit Musical Chairs What's the average credit score needed to rent an apartment? You Just Gotta Habit! INTERACTIVE: Invest with STAX! PLAY: Roll with the Market CREATE: Personalized Productive Gap Year Plan PLAY: Budget Frenzy! COMPARE: Types of Savings Accounts PLAY: It Costs HOW Much?

DESMOS ACTIVITIES

DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: Growth Factor and Investments DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Real World Linear Inequalities DESMOS: Linear Equations in Standard Form DESMOS: Writing Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Independent and Dependent Events DESMOS: Credit Dot Plots DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Linear Systems DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Graphs of Piecewise Functions DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Conditional Probability DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Create a Histogram DESMOS: Linear Growth Patterns DESMOS: Marbleslides: Exploring Exponentials DESMOS: Growth of Savings vs Investments DESMOS: Prize Wheel Puzzle DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Sampling Methods DESMOS: College Sticker Price and ACT Scores DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Equations from Checking Word Problems DESMOS: OLS Regression and College Costs DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Complex Systems of Inequalities DESMOS: Exponential Growth in Circles DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Chance Experiments DESMOS: Exponential Regression in Investing DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Point Collector: Lines