Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Inequalities in Investing What's the average credit score needed to rent an apartment? ANALYZE: A FAFSA Submission Summary PROJECT: Credit Protections - You Be the Teacher COMPARE: Types of Savings Accounts What source of funding is used most often to start new businesses? RESEARCH: Credit Protections CALCULATE: Debt Avalanche v. Debt Snowball CREATE: Personalized Productive Gap Year Plan What percent of students receive scholarships or grants for college? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Health Insurance Plans PLAY: It Costs HOW Much? Which savings strategy is most effective? INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications INTERACTIVE: Living Paycheck to Paycheck You Just Gotta Habit! MOVE: What Determines Your Insurance Premium? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Inflation Over Time PLAY: Roll with the Market MOVE: Credit Musical Chairs What percent of new businesses are still operating after 10 years? How much more likely is a business to launch if the founder creates a business plan? PLAY: Organize Budget Expenses CALCULATE: How Much House Can You Afford? INTERACTIVE: Bummer! How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Checking Account Statement What is the average credit card debt held by Gen Z? MOVE: Types of Employment INTERACTIVE: Online Bank Simulator When the Mean is Nice MOVE: Your Tax Dollar in Action ANALYZE: Household Debt and Credit Report PLAY: The Bean Game If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Invest with STAX! MOVE: Let's Make a Mutual Fund CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Schumer Box MOVE: Up and Down with Credit Scores CALCULATE: The Cost of Auto Loans CALCULATE: Return on Your College Investment COMPARE: Which Repayment Option is Best? ANALYZE: Overdraft Fees

DESMOS ACTIVITIES

AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Create a Histogram AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Point Collector: Lines AMPLIFY: Chance Experiments AMPLIFY: Investing and Exponential Change AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Growth Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: OLS Regression and College Costs AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle