Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years? CREATE: Personalized Productive Gap Year Plan RESEARCH: Professional Certifications How much does a texting while driving ticket increase auto insurance premiums? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: What Determines Your Insurance Premium? PLAY: Types of Car Insurance COMPARE: Types of Savings Accounts PLAY: Budget Frenzy! FINE PRINT: Checking Account Statement COMPARE: Which Repayment Option is Best? INTERACTIVE: Compounding Cat Insanity MOVE: Your Tax Dollar in Action MOVE: Types of Employment CALCULATE: The Cost of Auto Loans INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Online Bank Simulator Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? FINE PRINT: Schumer Box What is the average credit card debt held by Gen Z? CALCULATE: Return on Your College Investment PROJECT: Credit Protections - You Be the Teacher What percent of students receive scholarships or grants for college? INTERACTIVE: Bummer! INTERACTIVE: Invest with STAX! What's the average credit score needed to rent an apartment? When the Mean is Nice FINE PRINT: Financial Aid Package How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? CALCULATE: The Math Behind Your Federal Taxes MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Household Debt and Credit Report ANALYZE: A FAFSA Submission Summary CALCULATE: Impact of Credit Score on Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Roll with the Market What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: How Much House Can You Afford? MOVE: Up and Down with Credit Scores MOVE: Inflation Over Time RESEARCH: Credit Protections You Just Gotta Habit! Which savings strategy is most effective? PLAY: The Bean Game

DESMOS ACTIVITIES

DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Growth of Savings vs Investments DESMOS: Point Collector: Lines DESMOS: Exponential vs Linear Patterns DESMOS: Chance Experiments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Four Views of a Function DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exponential Growth in Circles DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Exploring State and Local Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Complex Systems of Inequalities DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Conditional Probability DESMOS: Investing and Exponential Change DESMOS: Polygraph: Guess the Distribution DESMOS: Create a Histogram DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: OLS Regression and College Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Future Value of a Periodic Investment DESMOS: Growth Factor and Investments DESMOS: Exponential Regression in Investing DESMOS: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Independent and Dependent Events DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Linear Systems DESMOS: Credit Dot Plots DESMOS: Graphs of Piecewise Functions DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Marbleslides: Exploring Exponentials