Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Organize Budget Expenses MOVE: Let's Make a Mutual Fund MOVE: Types of Employment ANALYZE: Inequalities in Investing When the Mean is Nice COMPARE: Types of Health Insurance Plans What's the average credit score needed to rent an apartment? CALCULATE: Impact of Credit Score on Loans What is the average credit card debt held by Gen Z? What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package Which savings strategy is most effective? How much more likely is a business to launch if the founder creates a business plan? MOVE: Your Tax Dollar in Action MOVE: Inflation Over Time INTERACTIVE: Invest with STAX! CREATE: Personalized Productive Gap Year Plan PLAY: It Costs HOW Much? What percent of students receive scholarships or grants for college? CALCULATE: How Much House Can You Afford? INTERACTIVE: Online Bank Simulator CALCULATE: The Math Behind Your Federal Taxes PLAY: Types of Car Insurance If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Dollar Cost Averaging What percent of Americans with credit card debt have carried a balance for over 1 year? PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Checking Account Statement MOVE: Up and Down with Credit Scores ANALYZE: A FAFSA Submission Summary You Just Gotta Habit! PLAY: The Bean Game COMPARE: Which Repayment Plan Fits Your Income? MOVE: Credit Musical Chairs CALCULATE: Debt Avalanche v. Debt Snowball What percent of new businesses are still operating after 10 years? What source of funding is used most often to start new businesses? INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Household Debt and Credit Report INTERACTIVE: Bummer! Do consumers send more money on Venmo or spend more money on Amazon? MOVE: What Determines Your Insurance Premium? How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Schumer Box RESEARCH: Professional Certifications PLAY: Budget Frenzy! RESEARCH: Credit Protections Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Return on Your College Investment CALCULATE: The Cost of Auto Loans ANALYZE: Overdraft Fees INTERACTIVE: Compounding Cat Insanity COMPARE: Types of Savings Accounts PLAY: Roll with the Market

DESMOS ACTIVITIES

AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Chance Experiments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Investing and Exponential Change AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Growth of Savings vs Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Point Collector: Lines AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Growth in Circles AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Create a Histogram AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Growth Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Linear Systems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity