Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Credit Musical Chairs INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses FINE PRINT: Schumer Box What percent of Americans with credit card debt have carried a balance for over 1 year? How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective? You Just Gotta Habit! ANALYZE: Overdraft Fees MOVE: Types of Employment MOVE: Inflation Over Time INTERACTIVE: Invest with STAX! MOVE: Let's Make a Mutual Fund ANALYZE: Dollar Cost Averaging CREATE: Personalized Productive Gap Year Plan MOVE: Your Tax Dollar in Action MOVE: Up and Down with Credit Scores When the Mean is Nice COMPARE: Types of Health Insurance Plans PLAY: The Bean Game ANALYZE: A FAFSA Submission Summary What percent of students receive scholarships or grants for college? CALCULATE: How Much House Can You Afford? PLAY: Budget Frenzy! PLAY: Types of Car Insurance INTERACTIVE: Bummer! CALCULATE: Impact of Credit Score on Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? What percent of new businesses are still operating after 10 years? What is the average credit card debt held by Gen Z? FINE PRINT: Financial Aid Package CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? What source of funding is used most often to start new businesses? Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Professional Certifications RESEARCH: Credit Protections INTERACTIVE: Compounding Cat Insanity If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Types of Savings Accounts PLAY: Roll with the Market FINE PRINT: Checking Account Statement COMPARE: Which Repayment Plan Fits Your Income? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Cost of Auto Loans What's the average credit score needed to rent an apartment? PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Inequalities in Investing ANALYZE: Household Debt and Credit Report INTERACTIVE: Living Paycheck to Paycheck

DESMOS ACTIVITIES

AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Growth Patterns AMPLIFY: Prize Wheel Puzzle AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Complex Systems of Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Growth Factor and Investments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: OLS Regression and College Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Chance Experiments AMPLIFY: Create a Histogram AMPLIFY: Growth of Savings vs Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The Impact of Investing Fees on Exponential Growth