Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Inequalities in Investing MOVE: Let's Make a Mutual Fund MOVE: Types of Employment What percent of students receive scholarships or grants for college? RESEARCH: Professional Certifications PLAY: Types of Car Insurance How much does a texting while driving ticket increase auto insurance premiums? PROJECT: Credit Protections - You Be the Teacher MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement INTERACTIVE: Online Bank Simulator CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Up and Down with Credit Scores PLAY: Organize Budget Expenses You Just Gotta Habit! What percent of new businesses are still operating after 10 years? INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report INTERACTIVE: Bummer! What percent of Americans who have credit card debt won't be able to pay it off within a year? What's the average credit score needed to rent an apartment? PLAY: It Costs HOW Much? CALCULATE: How Much House Can You Afford? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Math Behind Your Federal Taxes CREATE: Personalized Productive Gap Year Plan COMPARE: Which Repayment Option is Best? INTERACTIVE: Invest with STAX! MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Return on Your College Investment PLAY: Budget Frenzy! MOVE: Your Tax Dollar in Action Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Schumer Box COMPARE: Types of Savings Accounts What is the average credit card debt held by Gen Z? ANALYZE: A FAFSA Submission Summary PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans ANALYZE: Dollar Cost Averaging Which savings strategy is most effective? What source of funding is used most often to start new businesses? RESEARCH: Credit Protections Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Cost of Auto Loans How much more likely is a business to launch if the founder creates a business plan? PLAY: The Bean Game MOVE: Inflation Over Time When the Mean is Nice

DESMOS ACTIVITIES

DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential Growth in Circles DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Writing Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Complex Systems of Inequalities DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential vs Linear Patterns DESMOS: Prize Wheel Puzzle DESMOS: Growth of Savings vs Investments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth Factor and Investments DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Investing and Exponential Change DESMOS: Credit Dot Plots DESMOS: Create a Histogram DESMOS: Linear Equations from Checking Word Problems DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Comparing the Cost of Different Student Loans DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Sampling Methods DESMOS: Point Collector: Lines DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: College Sticker Price and ACT Scores DESMOS: OLS Regression and College Costs DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Linear Systems DESMOS: Exploring State and Local Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Four Views of a Function DESMOS: Chance Experiments