Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: The Math Behind Your Federal Taxes MOVE: Credit Musical Chairs INTERACTIVE: Invest with STAX! MOVE: Your Tax Dollar in Action Which savings strategy is most effective? INTERACTIVE: Online Bank Simulator What percent of new businesses are still operating after 10 years? What percent of students receive scholarships or grants for college? When the Mean is Nice INTERACTIVE: Compounding Cat Insanity What is the average credit card debt held by Gen Z? What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: How Much House Can You Afford? PLAY: Roll with the Market What source of funding is used most often to start new businesses? MOVE: Up and Down with Credit Scores MOVE: Types of Employment How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Let's Make a Mutual Fund CALCULATE: Impact of Credit Score on Loans ANALYZE: Inequalities in Investing RESEARCH: Credit Protections CREATE: Personalized Productive Gap Year Plan ANALYZE: Household Debt and Credit Report How much more likely is a business to launch if the founder creates a business plan? PLAY: Organize Budget Expenses PLAY: It Costs HOW Much? PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging What's the average credit score needed to rent an apartment? CALCULATE: The Cost of Auto Loans CALCULATE: Return on Your College Investment MOVE: Inflation Over Time What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Checking Account Statement PLAY: Types of Car Insurance If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Professional Certifications FINE PRINT: Schumer Box INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball PLAY: The Bean Game COMPARE: Which Repayment Option is Best? COMPARE: Types of Savings Accounts INTERACTIVE: Bummer! You Just Gotta Habit! ANALYZE: A FAFSA Submission Summary Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PROJECT: Credit Protections - You Be the Teacher

DESMOS ACTIVITIES

AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Growth Factor and Investments AMPLIFY: Create a Histogram AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential Growth in Circles AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Point Collector: Lines AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Real World Linear Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Credit Dot Plots AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential Regression in Investing AMPLIFY: Complex Systems of Inequalities