Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Nice Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Cost of Auto Loans INTERACTIVE: Invest with STAX! CALCULATE: Return on Your College Investment MOVE: Inflation Over Time MOVE: Credit Musical Chairs MOVE: Types of Employment Which savings strategy is most effective? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Overdraft Fees INTERACTIVE: Compounding Cat Insanity MOVE: Up and Down with Credit Scores FINE PRINT: Schumer Box FINE PRINT: Checking Account Statement PLAY: Roll with the Market INTERACTIVE: Bummer! ANALYZE: Dollar Cost Averaging What percent of new businesses are still operating after 10 years? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: It Costs HOW Much? COMPARE: Which Repayment Plan Fits Your Income? What is the average credit card debt held by Gen Z? MOVE: What Determines Your Insurance Premium? You Just Gotta Habit! MOVE: Let's Make a Mutual Fund PLAY: The Bean Game MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report RESEARCH: Professional Certifications COMPARE: Types of Health Insurance Plans What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance Do consumers send more money on Venmo or spend more money on Amazon? What source of funding is used most often to start new businesses? COMPARE: Types of Savings Accounts RESEARCH: Credit Protections INTERACTIVE: Living Paycheck to Paycheck How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Financial Aid Package CREATE: Personalized Productive Gap Year Plan CALCULATE: Impact of Credit Score on Loans How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses CALCULATE: How Much House Can You Afford? PROJECT: Credit Protections - You Be the Teacher ANALYZE: A FAFSA Submission Summary CALCULATE: The Math Behind Your Federal Taxes What percent of Americans with credit card debt have carried a balance for over 1 year?

DESMOS ACTIVITIES

AMPLIFY: Real World Linear Inequalities AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Linear Systems AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Credit Dot Plots AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Investing and Exponential Change AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Regression in Investing AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Complex Systems of Inequalities AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Create a Histogram AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential Growth in Circles