Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? ANALYZE: A FAFSA Submission Summary CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of new businesses are still operating after 10 years? INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? What's the average credit score needed to rent an apartment? CALCULATE: The Math Behind Your Federal Taxes PLAY: It Costs HOW Much? COMPARE: Which Repayment Option is Best? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: How Much House Can You Afford? MOVE: Your Tax Dollar in Action Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Types of Savings Accounts MOVE: Up and Down with Credit Scores PLAY: The Bean Game PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator What is the average credit card debt held by Gen Z? CREATE: Personalized Productive Gap Year Plan MOVE: Let's Make a Mutual Fund ANALYZE: Dollar Cost Averaging FINE PRINT: Schumer Box When the Mean is Nice RESEARCH: Professional Certifications PLAY: Organize Budget Expenses ANALYZE: Inequalities in Investing RESEARCH: Credit Protections PROJECT: Credit Protections - You Be the Teacher MOVE: Credit Musical Chairs PLAY: Types of Car Insurance ANALYZE: Household Debt and Credit Report CALCULATE: Return on Your College Investment What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Checking Account Statement MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Types of Employment How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Cost of Auto Loans INTERACTIVE: Bummer! MOVE: Inflation Over Time You Just Gotta Habit! What source of funding is used most often to start new businesses?

DESMOS ACTIVITIES

AMPLIFY: Complex Systems of Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Chance Experiments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Growth Patterns AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Growth in Circles AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Regression in Investing AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Credit Dot Plots AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Point Collector: Lines AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Create a Histogram AMPLIFY: Systems of Two Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Linear Systems AMPLIFY: OLS Regression and College Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Growth Factor and Investments