Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of students receive scholarships or grants for college? ANALYZE: Dollar Cost Averaging INTERACTIVE: Living Paycheck to Paycheck Which savings strategy is most effective? MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan MOVE: What Determines Your Insurance Premium? MOVE: Up and Down with Credit Scores What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Schumer Box FINE PRINT: Checking Account Statement INTERACTIVE: Invest with STAX! INTERACTIVE: Compounding Cat Insanity ANALYZE: Overdraft Fees MOVE: Types of Employment INTERACTIVE: Online Bank Simulator How much more likely is a business to launch if the founder creates a business plan? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" ANALYZE: Household Debt and Credit Report What source of funding is used most often to start new businesses? You Just Gotta Habit! When the Mean is Nice PLAY: Types of Car Insurance COMPARE: Types of Health Insurance Plans What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Roll with the Market CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Impact of Credit Score on Loans RESEARCH: Professional Certifications PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? What is the average credit card debt held by Gen Z? ANALYZE: Inequalities in Investing INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: A FAFSA Submission Summary PLAY: It Costs HOW Much? CALCULATE: The Cost of Auto Loans MOVE: Inflation Over Time PROJECT: Credit Protections - You Be the Teacher RESEARCH: Credit Protections COMPARE: Which Repayment Plan Fits Your Income? What's the average credit score needed to rent an apartment? Do consumers send more money through Zelle or spend more money on Amazon? MOVE: Your Tax Dollar in Action PLAY: Organize Budget Expenses COMPARE: Types of Savings Accounts FINE PRINT: Financial Aid Package MOVE: Let's Make a Mutual Fund CALCULATE: How Much House Can You Afford? PLAY: The Bean Game What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment

DESMOS ACTIVITIES

AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential Regression in Investing AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Point Collector: Lines AMPLIFY: Investing and Exponential Change AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Credit Dot Plots AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Growth Factor and Investments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Sampling Methods AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Linear Systems AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Growth in Circles AMPLIFY: Complex Systems of Inequalities AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Create a Histogram AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Four Views of a Function