Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

RESEARCH: Professional Certifications MOVE: Let's Make a Mutual Fund CALCULATE: Impact of Credit Score on Loans CALCULATE: Return on Your College Investment FINE PRINT: Schumer Box ANALYZE: Dollar Cost Averaging CALCULATE: The Math Behind Your Federal Taxes Which savings strategy is most effective? MOVE: Types of Employment PLAY: The Bean Game What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity ANALYZE: A FAFSA Submission Summary PROJECT: Credit Protections - You Be the Teacher MOVE: Credit Musical Chairs INTERACTIVE: Bummer! What are the top 3 types of products/services Gen Z is most likely to splurge on? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Cost of Auto Loans CALCULATE: How Much House Can You Afford? COMPARE: Types of Savings Accounts INTERACTIVE: Invest with STAX! PLAY: Budget Frenzy! MOVE: Your Tax Dollar in Action PLAY: Types of Car Insurance CREATE: Personalized Productive Gap Year Plan CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Online Bank Simulator When the Mean is Nice MOVE: Up and Down with Credit Scores ANALYZE: Household Debt and Credit Report Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Do consumers send more money on Venmo or spend more money on Amazon? What's the average credit score needed to rent an apartment? What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck PLAY: Roll with the Market MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? COMPARE: Which Repayment Option is Best? FINE PRINT: Checking Account Statement PLAY: Organize Budget Expenses MOVE: Inflation Over Time What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of new businesses are still operating after 10 years? ANALYZE: Inequalities in Investing FINE PRINT: Financial Aid Package RESEARCH: Credit Protections How much more likely is a business to launch if the founder creates a business plan? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? You Just Gotta Habit! What is the average credit card debt held by Gen Z?

DESMOS ACTIVITIES

AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Prize Wheel Puzzle AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: OLS Regression and College Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Linear Systems AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth Factor and Investments AMPLIFY: Create a Histogram AMPLIFY: Investing and Exponential Change AMPLIFY: Chance Experiments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods