Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Compounding Cat Insanity What is the average credit card debt held by Gen Z? FINE PRINT: Financial Aid Package MOVE: Inflation Over Time PLAY: Budget Frenzy! CALCULATE: The Cost of Auto Loans PLAY: It Costs HOW Much? PLAY: Organize Budget Expenses PLAY: The Bean Game ANALYZE: Overdraft Fees RESEARCH: Professional Certifications Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Inequalities in Investing What percent of new businesses are still operating after 10 years? Do consumers send more money on Venmo or spend more money on Amazon? You Just Gotta Habit! What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Schumer Box CALCULATE: Return on Your College Investment INTERACTIVE: Invest with STAX! ANALYZE: A FAFSA Submission Summary MOVE: Let's Make a Mutual Fund What percent of Americans with credit card debt have carried a balance for over 1 year? What's the average credit score needed to rent an apartment? CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Bummer! INTERACTIVE: Online Bank Simulator MOVE: Types of Employment PLAY: Roll with the Market COMPARE: Which Repayment Option is Best? CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Household Debt and Credit Report ANALYZE: Dollar Cost Averaging PLAY: Types of Car Insurance FINE PRINT: Checking Account Statement MOVE: Your Tax Dollar in Action COMPARE: Types of Savings Accounts Which savings strategy is most effective? COMPARE: Types of Health Insurance Plans MOVE: Up and Down with Credit Scores RESEARCH: Credit Protections MOVE: Credit Musical Chairs If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Impact of Credit Score on Loans MOVE: What Determines Your Insurance Premium? PROJECT: Credit Protections - You Be the Teacher CREATE: Personalized Productive Gap Year Plan What percent of students receive scholarships or grants for college? CALCULATE: How Much House Can You Afford? INTERACTIVE: Living Paycheck to Paycheck When the Mean is Nice How much more likely is a business to launch if the founder creates a business plan?

DESMOS ACTIVITIES

AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Investing and Exponential Change AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Growth of Savings vs Investments AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Create a Histogram AMPLIFY: Exponential Regression in Investing AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Growth Patterns AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Complex Systems of Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Systems AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Chance Experiments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Point Collector: Lines