Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Bummer! ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! You Just Gotta Habit! INTERACTIVE: Compounding Cat Insanity What's the average credit score needed to rent an apartment? FINE PRINT: Financial Aid Package How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford? What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: It Costs HOW Much? FINE PRINT: Schumer Box CALCULATE: Return on Your College Investment CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Professional Certifications CALCULATE: The Cost of Auto Loans RESEARCH: Credit Protections CALCULATE: Impact of Credit Score on Loans What percent of students receive scholarships or grants for college? ANALYZE: Dollar Cost Averaging PROJECT: Credit Protections - You Be the Teacher COMPARE: Types of Savings Accounts If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Checking Account Statement MOVE: Let's Make a Mutual Fund Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Household Debt and Credit Report CREATE: Personalized Productive Gap Year Plan How much more likely is a business to launch if the founder creates a business plan? Which savings strategy is most effective? ANALYZE: Inequalities in Investing PLAY: Roll with the Market INTERACTIVE: Online Bank Simulator MOVE: Types of Employment PLAY: The Bean Game MOVE: Up and Down with Credit Scores MOVE: Credit Musical Chairs MOVE: Your Tax Dollar in Action COMPARE: Which Repayment Option is Best? What is the average credit card debt held by Gen Z? PLAY: Organize Budget Expenses When the Mean is Nice What percent of new businesses are still operating after 10 years? What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Types of Car Insurance MOVE: Inflation Over Time

DESMOS ACTIVITIES

AMPLIFY: Real World Linear Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Growth Patterns AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Chance Experiments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Point Collector: Lines AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Create a Histogram AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Growth of Savings vs Investments AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Equations in Standard Form