Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator PROJECT: Credit Protections - You Be the Teacher CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective? MOVE: Types of Employment PLAY: Roll with the Market MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck When the Mean is Nice What percent of new businesses are still operating after 10 years? ANALYZE: Household Debt and Credit Report PLAY: The Bean Game RESEARCH: Professional Certifications What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Up and Down with Credit Scores What is the average credit card debt held by Gen Z? ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Bummer! How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Return on Your College Investment What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Which Repayment Plan Fits Your Income? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? CALCULATE: The Cost of Auto Loans PLAY: Types of Car Insurance Do consumers send more money through Zelle or spend more money on Amazon? PLAY: Budget Frenzy! You Just Gotta Habit! PLAY: Organize Budget Expenses COMPARE: Types of Savings Accounts What percent of students receive scholarships or grants for college? ANALYZE: Overdraft Fees INTERACTIVE: Compounding Cat Insanity FINE PRINT: Schumer Box What source of funding is used most often to start new businesses? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Your Tax Dollar in Action ANALYZE: Dollar Cost Averaging COMPARE: Types of Health Insurance Plans MOVE: Let's Make a Mutual Fund RESEARCH: Credit Protections CALCULATE: Impact of Credit Score on Loans MOVE: Inflation Over Time CALCULATE: How Much House Can You Afford? PLAY: It Costs HOW Much? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX! FINE PRINT: Checking Account Statement FINE PRINT: Financial Aid Package Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" ANALYZE: A FAFSA Submission Summary What's the average credit score needed to rent an apartment?

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Systems of Two Linear Equations AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Investing and Exponential Change AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Complex Systems of Inequalities AMPLIFY: Real World Linear Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: OLS Regression and College Costs AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing and Graphing a System of Linear Equations