Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market How much more likely is a business to launch if the founder creates a business plan? Which savings strategy is most effective? PLAY: Organize Budget Expenses CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: A FAFSA Submission Summary CALCULATE: Return on Your College Investment How much does a texting while driving ticket increase auto insurance premiums? MOVE: Inflation Over Time What percent of new businesses are still operating after 10 years? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Inequalities in Investing MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Credit Protections PLAY: Budget Frenzy! FINE PRINT: Checking Account Statement COMPARE: Types of Savings Accounts ANALYZE: Dollar Cost Averaging INTERACTIVE: Compounding Cat Insanity FINE PRINT: Schumer Box Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What is the average credit card debt held by Gen Z? ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Online Bank Simulator You Just Gotta Habit! CALCULATE: The Math Behind Your Federal Taxes CREATE: Personalized Productive Gap Year Plan What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck PLAY: It Costs HOW Much? PROJECT: Credit Protections - You Be the Teacher MOVE: What Determines Your Insurance Premium? PLAY: The Bean Game COMPARE: Which Repayment Option is Best? Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Professional Certifications INTERACTIVE: Invest with STAX! MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance INTERACTIVE: Bummer! MOVE: Credit Musical Chairs FINE PRINT: Financial Aid Package When the Mean is Nice MOVE: Types of Employment CALCULATE: The Cost of Auto Loans MOVE: Let's Make a Mutual Fund What's the average credit score needed to rent an apartment? What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: How Much House Can You Afford?

DESMOS ACTIVITIES

AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Point Collector: Lines AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Create a Histogram AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Credit Dot Plots AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Chance Experiments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Investing and Exponential Change AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Complex Systems of Inequalities