Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: The Bean Game Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Inequalities in Investing CREATE: Personalized Productive Gap Year Plan RESEARCH: Credit Protections PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? What's the average credit score needed to rent an apartment? CALCULATE: The Math Behind Your Federal Taxes MOVE: Credit Musical Chairs If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Types of Employment COMPARE: Which Repayment Option is Best? ANALYZE: A FAFSA Submission Summary MOVE: Inflation Over Time COMPARE: Types of Savings Accounts Which savings strategy is most effective? INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator PLAY: Budget Frenzy! What source of funding is used most often to start new businesses? What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment When the Mean is Nice PROJECT: Credit Protections - You Be the Teacher Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Your Tax Dollar in Action MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? MOVE: What Determines Your Insurance Premium? What is the average credit card debt held by Gen Z? ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement INTERACTIVE: Invest with STAX! PLAY: It Costs HOW Much? PLAY: Organize Budget Expenses CALCULATE: How Much House Can You Afford? You Just Gotta Habit! How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Cost of Auto Loans FINE PRINT: Financial Aid Package FINE PRINT: Schumer Box MOVE: Let's Make a Mutual Fund What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Impact of Credit Score on Loans ANALYZE: Dollar Cost Averaging PLAY: Types of Car Insurance INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Professional Certifications

DESMOS ACTIVITIES

AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential Regression in Investing AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Chance Experiments AMPLIFY: Point Collector: Lines AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: OLS Regression and College Costs AMPLIFY: Credit Dot Plots AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Systems of Two Linear Equations AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Real World Linear Inequalities AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Investing and Exponential Change