Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

RESEARCH: Credit Protections INTERACTIVE: Invest with STAX! When the Mean is Nice ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Your Tax Dollar in Action ANALYZE: A FAFSA Submission Summary FINE PRINT: Checking Account Statement ANALYZE: Household Debt and Credit Report MOVE: Let's Make a Mutual Fund RESEARCH: Fair Credit Reporting Act What percent of new businesses are still operating after 10 years? What is the average credit card debt held by Gen Z? ANALYZE: Dollar Cost Averaging PLAY: Types of Car Insurance INTERACTIVE: Bummer! What source of funding is used most often to start new businesses? MOVE: Types of Employment What's the average credit score needed to rent an apartment? PLAY: Roll with the Market PLAY: Budget Frenzy! You Just Gotta Habit! COMPARE: Which Repayment Option is Best? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Debt Avalanche v. Debt Snowball How much does a texting while driving ticket increase auto insurance premiums? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Impact of Credit Score on Loans PLAY: Organize Budget Expenses MOVE: Inflation Over Time CALCULATE: How Much House Can You Afford? MOVE: What Determines Your Insurance Premium? Which savings strategy is most effective? PLAY: It Costs HOW Much? How much more likely is a business to launch if the founder creates a business plan? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Online Bank Simulator FINE PRINT: Financial Aid Package INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Return on Your College Investment COMPARE: Types of Savings Accounts What percent of students receive scholarships or grants for college? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: The Bean Game MOVE: Up and Down with Credit Scores What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Schumer Box CALCULATE: The Cost of Auto Loans

DESMOS ACTIVITIES

DESMOS: Systems of Two Linear Equations DESMOS: Comparing the Cost of Different Student Loans DESMOS: Prize Wheel Puzzle DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: College Sticker Price and ACT Scores DESMOS: Chance Experiments DESMOS: Growth Factor and Investments DESMOS: Linear Equations in Standard Form DESMOS: Exploring State and Local Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Linear Equations from Checking Word Problems DESMOS: Graphs of Piecewise Functions DESMOS: Exponential Growth in Circles DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing Linear Equations and Checking DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Growth of Savings vs Investments DESMOS: Complex Systems of Inequalities DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Create a Histogram DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Four Views of a Function DESMOS: Point Collector: Lines DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Growth Patterns DESMOS: Exponential vs Linear Patterns DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Conditional Probability DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Independent and Dependent Events DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential Regression in Investing DESMOS: Cart Sort: Graphing Linear Inequalities and Income