Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Invest with STAX! INTERACTIVE: Compounding Cat Insanity MOVE: Your Tax Dollar in Action What percent of new businesses are still operating after 10 years? CALCULATE: The Cost of Auto Loans What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: How Much House Can You Afford? ANALYZE: Household Debt and Credit Report When the Mean is Nice ANALYZE: Dollar Cost Averaging PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? MOVE: Credit Musical Chairs What are the top 3 types of products/services Gen Z is most likely to splurge on? Which savings strategy is most effective? INTERACTIVE: Online Bank Simulator MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Types of Employment RESEARCH: Professional Certifications PLAY: Organize Budget Expenses RESEARCH: Credit Protections ANALYZE: Overdraft Fees How much more likely is a business to launch if the founder creates a business plan? You Just Gotta Habit! How much does a texting while driving ticket increase auto insurance premiums? Do consumers send more money through Zelle or spend more money on Amazon? FINE PRINT: Schumer Box MOVE: Up and Down with Credit Scores What source of funding is used most often to start new businesses? COMPARE: Which Repayment Plan Fits Your Income? PROJECT: Credit Protections - You Be the Teacher PLAY: Budget Frenzy! If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? FINE PRINT: Financial Aid Package CALCULATE: Impact of Credit Score on Loans PLAY: Roll with the Market PLAY: The Bean Game MOVE: Inflation Over Time CREATE: Personalized Productive Gap Year Plan FINE PRINT: Checking Account Statement PLAY: Types of Car Insurance MOVE: Let's Make a Mutual Fund What is the average credit card debt held by Gen Z? CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment INTERACTIVE: Bummer! ANALYZE: A FAFSA Submission Summary What percent of students receive scholarships or grants for college? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Health Insurance Plans

DESMOS ACTIVITIES

AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Growth Patterns AMPLIFY: OLS Regression and College Costs AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Growth in Circles AMPLIFY: Exponential Regression in Investing AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Writing Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Polygraph: Guess the Distribution