Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Types of Savings Accounts MOVE: Let's Make a Mutual Fund INTERACTIVE: Living Paycheck to Paycheck MOVE: What Determines Your Insurance Premium? MOVE: Types of Employment INTERACTIVE: Bummer! INTERACTIVE: Compounding Cat Insanity What percent of students receive scholarships or grants for college? MOVE: Your Tax Dollar in Action RESEARCH: Fair Credit Reporting Act ANALYZE: Household Debt and Credit Report PLAY: It Costs HOW Much? CALCULATE: Debt Avalanche v. Debt Snowball What percent of new businesses are still operating after 10 years? ANALYZE: Dollar Cost Averaging in Action How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! FINE PRINT: Checking Account Statement PLAY: Roll with the Market COMPARE: Auto Loans COMPARE: Which Repayment Option is Best? MOVE: Credit Musical Chairs Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Return on Your College Investment When the Mean is Nice PLAY: The Bean Game RESEARCH: Professional Certifications How much does a texting while driving ticket increase auto insurance premiums? PLAY: Budget Frenzy! CREATE: Personalized Productive Gap Year Plan CALCULATE: Your Federal Taxes What source of funding is used most often to start new businesses? ANALYZE: Inequalities in Investing If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Organize Budget Expenses ANALYZE: A FAFSA Submission Summary What's the average credit score needed to rent an apartment? What do cardholders fear most when using a credit card? Which savings strategy is most effective? Just Gotta Habit Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Financial Aid Package FINE PRINT: Schumer Box INTERACTIVE: Online Bank Simulator PLAY: Types of Car Insurance CALCULATE: Impact of Credit Score on Loans RESEARCH: Credit Protections MOVE: Up and Down with Credit Scores What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of Americans who have credit card debt won't be able to pay it off within a year?

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Point Collector: Lines DESMOS: Writing Linear Equations and Checking DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Investing and Exponential Change DESMOS: Exponential Regression in Investing DESMOS: Exponential Growth in Circles DESMOS: Linear Equations in Standard Form DESMOS: Create a Histogram DESMOS: Chance Experiments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Credit Dot Plots DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Growth Factor and Investments DESMOS: Card Sort: Linear Systems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Systems of Two Linear Equations DESMOS: Comparing the Cost of Different Student Loans DESMOS: Writing Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Sampling Methods DESMOS: Complex Systems of Inequalities DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Marbleslides: Exploring Exponentials DESMOS: Polygraph: Guess the Distribution DESMOS: Prize Wheel Puzzle DESMOS: Real World Linear Inequalities DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Four Views of a Function DESMOS: College Sticker Price and ACT Scores DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: Linear Equations from Checking Word Problems DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Growth Patterns DESMOS: Card Sort: Matching Recursive Sequences DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Independent and Dependent Events