Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Compounding Cat Insanity You Just Gotta Habit! COMPARE: Which Repayment Option is Best? PLAY: Budget Frenzy! MOVE: Let's Make a Mutual Fund INTERACTIVE: Bummer! CALCULATE: Impact of Credit Score on Loans RESEARCH: Credit Protections PLAY: Types of Car Insurance MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses? INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment PLAY: It Costs HOW Much? FINE PRINT: Financial Aid Package FINE PRINT: Schumer Box Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Household Debt and Credit Report ANALYZE: Inequalities in Investing What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? RESEARCH: Professional Certifications COMPARE: Types of Health Insurance Plans MOVE: What Determines Your Insurance Premium? ANALYZE: A FAFSA Submission Summary MOVE: Credit Musical Chairs PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Online Bank Simulator Which savings strategy is most effective? MOVE: Up and Down with Credit Scores PLAY: Roll with the Market What percent of students receive scholarships or grants for college? CALCULATE: Return on Your College Investment What is the average credit card debt held by Gen Z? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Dollar Cost Averaging What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Invest with STAX! What percent of new businesses are still operating after 10 years? FINE PRINT: Checking Account Statement CALCULATE: The Math Behind Your Federal Taxes CREATE: Personalized Productive Gap Year Plan PLAY: Organize Budget Expenses How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford? PLAY: The Bean Game Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Overdraft Fees When the Mean is Nice MOVE: Inflation Over Time CALCULATE: The Cost of Auto Loans

DESMOS ACTIVITIES

AMPLIFY: Chance Experiments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Systems AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Real World Linear Inequalities AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Complex Systems of Inequalities AMPLIFY: Create a Histogram AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Investing and Exponential Change AMPLIFY: Writing Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Growth in Circles