Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: The Math Behind Your Federal Taxes PLAY: Roll with the Market MOVE: What Determines Your Insurance Premium? PLAY: Organize Budget Expenses When the Mean is Nice RESEARCH: Credit Protections FINE PRINT: Financial Aid Package What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Household Debt and Credit Report What percent of new businesses are still operating after 10 years? What source of funding is used most often to start new businesses? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans PLAY: It Costs HOW Much? CALCULATE: Return on Your College Investment PLAY: The Bean Game ANALYZE: A FAFSA Submission Summary MOVE: Up and Down with Credit Scores MOVE: Inflation Over Time INTERACTIVE: Online Bank Simulator What percent of students receive scholarships or grants for college? INTERACTIVE: Invest with STAX! CALCULATE: Debt Avalanche v. Debt Snowball What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Credit Musical Chairs You Just Gotta Habit! PLAY: Budget Frenzy! MOVE: Your Tax Dollar in Action If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Option is Best? Do consumers send more money on Venmo or spend more money on Amazon? What's the average credit score needed to rent an apartment? CREATE: Personalized Productive Gap Year Plan RESEARCH: Professional Certifications FINE PRINT: Schumer Box Which savings strategy is most effective? FINE PRINT: Checking Account Statement ANALYZE: Dollar Cost Averaging MOVE: Let's Make a Mutual Fund CALCULATE: How Much House Can You Afford? How much more likely is a business to launch if the founder creates a business plan? MOVE: Types of Employment PLAY: Types of Car Insurance COMPARE: Types of Savings Accounts CALCULATE: The Cost of Auto Loans INTERACTIVE: Compounding Cat Insanity What is the average credit card debt held by Gen Z? PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Bummer! How much does a texting while driving ticket increase auto insurance premiums?

DESMOS ACTIVITIES

AMPLIFY: Chance Experiments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Systems of Two Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Growth Patterns AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Regression in Investing AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Prize Wheel Puzzle AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth Factor and Investments AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth of Savings vs Investments AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Investing and Exponential Change