Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes What source of funding is used most often to start new businesses? Do consumers send more money through Zelle or spend more money on Amazon? When the Mean is Nice INTERACTIVE: Compounding Cat Insanity COMPARE: Types of Health Insurance Plans What's the average credit score needed to rent an apartment? ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Online Bank Simulator ANALYZE: Dollar Cost Averaging COMPARE: Types of Savings Accounts RESEARCH: Credit Protections MOVE: Types of Employment CALCULATE: The Cost of Auto Loans What is the average credit card debt held by Gen Z? MOVE: Up and Down with Credit Scores FINE PRINT: Schumer Box What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck Which savings strategy is most effective? PLAY: Organize Budget Expenses MOVE: Inflation Over Time Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" CREATE: Personalized Productive Gap Year Plan CALCULATE: How Much House Can You Afford? How much more likely is a business to launch if the founder creates a business plan? PLAY: Budget Frenzy! PLAY: Types of Car Insurance INTERACTIVE: Bummer! ANALYZE: Overdraft Fees PROJECT: Credit Protections - You Be the Teacher PLAY: Roll with the Market You Just Gotta Habit! What percent of new businesses are still operating after 10 years? ANALYZE: A FAFSA Submission Summary PLAY: The Bean Game CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund CALCULATE: Impact of Credit Score on Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Debt Avalanche v. Debt Snowball How much does a texting while driving ticket increase auto insurance premiums? PLAY: It Costs HOW Much? INTERACTIVE: Invest with STAX! COMPARE: Which Repayment Plan Fits Your Income? MOVE: Your Tax Dollar in Action

DESMOS ACTIVITIES

AMPLIFY: Investing and Exponential Change AMPLIFY: OLS Regression and College Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential Regression in Investing AMPLIFY: Future Value of a Periodic Investment AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Credit Dot Plots AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Create a Histogram AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate