Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Dollar Cost Averaging MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity CREATE: Personalized Productive Gap Year Plan CALCULATE: Impact of Credit Score on Loans What percent of new businesses are still operating after 10 years? What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Bummer! PLAY: Budget Frenzy! PLAY: The Bean Game CALCULATE: How Much House Can You Afford? ANALYZE: Household Debt and Credit Report What is the average credit card debt held by Gen Z? MOVE: Types of Employment INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action CALCULATE: Return on Your College Investment What source of funding is used most often to start new businesses? Which savings strategy is most effective? What percent of students receive scholarships or grants for college? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Cost of Auto Loans COMPARE: Types of Savings Accounts FINE PRINT: Checking Account Statement PLAY: Roll with the Market Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Professional Certifications You Just Gotta Habit! COMPARE: Which Repayment Option is Best? INTERACTIVE: Invest with STAX! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Credit Musical Chairs RESEARCH: Credit Protections ANALYZE: A FAFSA Submission Summary CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Up and Down with Credit Scores FINE PRINT: Financial Aid Package INTERACTIVE: Online Bank Simulator PLAY: Types of Car Insurance PLAY: It Costs HOW Much? MOVE: Inflation Over Time MOVE: Let's Make a Mutual Fund PROJECT: Credit Protections - You Be the Teacher How much more likely is a business to launch if the founder creates a business plan? How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? ANALYZE: Inequalities in Investing FINE PRINT: Schumer Box Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" When the Mean is Nice PLAY: Organize Budget Expenses CALCULATE: The Math Behind Your Federal Taxes

DESMOS ACTIVITIES

AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Systems of Two Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Prize Wheel Puzzle AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Systems AMPLIFY: Create a Histogram AMPLIFY: Growth of Savings vs Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Real World Linear Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exploring Tax Rates by Income Level and Tax Type