Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Inequalities in Investing Do consumers send more money on Venmo or spend more money on Amazon? When the Mean is Nice ANALYZE: A FAFSA Submission Summary What percent of new businesses are still operating after 10 years? MOVE: Let's Make a Mutual Fund ANALYZE: Overdraft Fees You Just Gotta Habit! MOVE: What Determines Your Insurance Premium? CALCULATE: Return on Your College Investment ANALYZE: Household Debt and Credit Report COMPARE: Types of Health Insurance Plans ANALYZE: Dollar Cost Averaging What are the top 3 types of products/services Gen Z is most likely to splurge on? Which savings strategy is most effective? PLAY: The Bean Game How much more likely is a business to launch if the founder creates a business plan? What's the average credit score needed to rent an apartment? INTERACTIVE: Invest with STAX! PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts INTERACTIVE: Bummer! INTERACTIVE: Online Bank Simulator MOVE: Credit Musical Chairs CALCULATE: How Much House Can You Afford? What is the average credit card debt held by Gen Z? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CREATE: Personalized Productive Gap Year Plan COMPARE: Which Repayment Plan Fits Your Income? What percent of students receive scholarships or grants for college? MOVE: Your Tax Dollar in Action RESEARCH: Professional Certifications FINE PRINT: Schumer Box What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: The Math Behind Your Federal Taxes MOVE: Types of Employment How much does a texting while driving ticket increase auto insurance premiums? MOVE: Inflation Over Time Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Credit Protections INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Checking Account Statement FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Roll with the Market MOVE: Up and Down with Credit Scores PLAY: Organize Budget Expenses CALCULATE: The Cost of Auto Loans CALCULATE: Impact of Credit Score on Loans PLAY: Budget Frenzy! What source of funding is used most often to start new businesses? PROJECT: Credit Protections - You Be the Teacher PLAY: Types of Car Insurance

DESMOS ACTIVITIES

AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Chance Experiments AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Create a Histogram AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Point Collector: Lines AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Growth of Savings vs Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Prize Wheel Puzzle AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Growth Factor and Investments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential Growth in Circles AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Systems of Two Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth