Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Overdraft Fees CALCULATE: Impact of Credit Score on Loans Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" What percent of students receive scholarships or grants for college? What is the average credit card debt held by Gen Z? ANALYZE: Inequalities in Investing Do consumers send more money through Zelle or spend more money on Amazon? What source of funding is used most often to start new businesses? MOVE: Let's Make a Mutual Fund CREATE: Personalized Productive Gap Year Plan PLAY: Types of Car Insurance CALCULATE: How Much House Can You Afford? MOVE: What Determines Your Insurance Premium? Which savings strategy is most effective? PLAY: Budget Frenzy! What percent of new businesses are still operating after 10 years? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Compounding Cat Insanity When the Mean is Nice ANALYZE: Dollar Cost Averaging COMPARE: Types of Savings Accounts COMPARE: Types of Health Insurance Plans PLAY: Organize Budget Expenses INTERACTIVE: Online Bank Simulator ANALYZE: Household Debt and Credit Report PLAY: The Bean Game How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Inflation Over Time INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment? COMPARE: Which Repayment Plan Fits Your Income? PLAY: It Costs HOW Much? RESEARCH: Credit Protections CALCULATE: The Cost of Auto Loans What percent of Americans with credit card debt have carried a balance for over 1 year? You Just Gotta Habit! MOVE: Up and Down with Credit Scores CALCULATE: Return on Your College Investment FINE PRINT: Financial Aid Package PROJECT: Credit Protections - You Be the Teacher PLAY: Roll with the Market CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Schumer Box INTERACTIVE: Invest with STAX! MOVE: Credit Musical Chairs MOVE: Your Tax Dollar in Action FINE PRINT: Checking Account Statement ANALYZE: A FAFSA Submission Summary RESEARCH: Professional Certifications INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Debt Avalanche v. Debt Snowball

DESMOS ACTIVITIES

AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Real World Linear Inequalities AMPLIFY: Chance Experiments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Systems of Two Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Investing and Exponential Change AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Credit Dot Plots AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: OLS Regression and College Costs AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Growth Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Linear Systems AMPLIFY: Create a Histogram AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphing Systems of Equations with Savings Balances