Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Auto Loans Gotta Habit MOVE: Let's Make a Mutual Fund When the Mean is Nice What percent of students receive scholarships or grants for college? What do cardholders fear most when using a credit card? ANALYZE: Dollar Cost Averaging in Action PLAY: Budget Frenzy! PLAY: It Costs HOW Much? COMPARE: Which Repayment Option is Best? FINE PRINT: Schumer Box Do consumers send more money on Venmo or spend more money on Amazon? What source of funding is used most often to start new businesses? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity What percent of new businesses are still operating after 10 years? MOVE: The Net Price of College What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts RESEARCH: Credit Protections CALCULATE: Return on Your College Investment How much more likely is a business to launch if the founder creates a business plan? PLAY: Roll with the Market Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: What Determines Your Insurance Premium? CREATE: Personalized Productive Gap Year Plan MOVE: Your Tax Dollar in Action PLAY: Types of Car Insurance How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Checking Account Statement INTERACTIVE: Online Bank Simulator ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Credit Musical Chairs ANALYZE: A FAFSA Submission Summary MOVE: Types of Employment Which savings strategy is most effective? READ: Retirement Basics INTERACTIVE: Living Paycheck to Paycheck PLAY: Organize Budget Expenses CALCULATE: Impact of Credit Score on Loans CALCULATE: Debt Avalanche v. Debt Snowball What's the average credit score needed to rent an apartment? INTERACTIVE: Bummer! CALCULATE: Your Federal Taxes INTERACTIVE: Invest with STAX! RESEARCH: Fair Credit Reporting Act ANALYZE: Inequalities in Investing

DESMOS ACTIVITIES

DESMOS: Comparing the Cost of Different Student Loans DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exponential vs Linear Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Sampling Methods DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Point Collector: Lines DESMOS: OLS Regression and College Costs DESMOS: Systems of Two Linear Equations DESMOS: Polygraph: Guess the Distribution DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Graphs of Piecewise Functions DESMOS: Linear Equations from Checking Word Problems DESMOS: Linear Growth Patterns DESMOS: Exploring State and Local Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Create a Histogram DESMOS: Prize Wheel Puzzle DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Chance Experiments DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential Growth in Circles DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Complex Systems of Inequalities DESMOS: Writing Linear Equations and Checking DESMOS: Growth Factor and Investments DESMOS: College Sticker Price and ACT Scores DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Marbleslides: Exploring Exponentials