Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Your Tax Dollar in Action INTERACTIVE: Invest with STAX! Do consumers send more money through Zelle or spend more money on Amazon? What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Bummer! FINE PRINT: Schumer Box COMPARE: Types of Health Insurance Plans COMPARE: Types of Savings Accounts MOVE: Let's Make a Mutual Fund CALCULATE: The Math Behind Your Federal Taxes What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Up and Down with Credit Scores CALCULATE: How Much House Can You Afford? What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report PLAY: Roll with the Market PLAY: The Bean Game When the Mean is Nice PROJECT: Credit Protections - You Be the Teacher ANALYZE: Overdraft Fees CREATE: Personalized Productive Gap Year Plan Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" ANALYZE: A FAFSA Submission Summary What percent of students receive scholarships or grants for college? PLAY: Types of Car Insurance How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Financial Aid Package MOVE: Credit Musical Chairs What percent of new businesses are still operating after 10 years? INTERACTIVE: Online Bank Simulator MOVE: Inflation Over Time PLAY: Organize Budget Expenses RESEARCH: Professional Certifications MOVE: What Determines Your Insurance Premium? CALCULATE: Return on Your College Investment Which savings strategy is most effective? You Just Gotta Habit! CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Dollar Cost Averaging MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans What source of funding is used most often to start new businesses? COMPARE: Which Repayment Plan Fits Your Income? INTERACTIVE: Living Paycheck to Paycheck How much more likely is a business to launch if the founder creates a business plan? PLAY: It Costs HOW Much? ANALYZE: Inequalities in Investing PLAY: Budget Frenzy! If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? What is the average credit card debt held by Gen Z? RESEARCH: Credit Protections CALCULATE: The Cost of Auto Loans FINE PRINT: Checking Account Statement

DESMOS ACTIVITIES

AMPLIFY: Create a Histogram AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Investing and Exponential Change AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth of Savings vs Investments AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Complex Systems of Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Prize Wheel Puzzle AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Credit Dot Plots AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Chance Experiments AMPLIFY: OLS Regression and College Costs AMPLIFY: Future Value of a Periodic Investment