Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Which Repayment Option is Best? MOVE: What Determines Your Insurance Premium? What is the average credit card debt held by Gen Z? CALCULATE: The Math Behind Your Federal Taxes What percent of new businesses are still operating after 10 years? When the Mean is Nice ANALYZE: A FAFSA Submission Summary CALCULATE: Return on Your College Investment PLAY: It Costs HOW Much? INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Financial Aid Package INTERACTIVE: Bummer! MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! ANALYZE: Dollar Cost Averaging PLAY: The Bean Game What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Types of Car Insurance CREATE: Personalized Productive Gap Year Plan If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Inequalities in Investing CALCULATE: The Cost of Auto Loans What percent of students receive scholarships or grants for college? You Just Gotta Habit! PROJECT: Credit Protections - You Be the Teacher CALCULATE: How Much House Can You Afford? COMPARE: Types of Savings Accounts ANALYZE: Household Debt and Credit Report RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator MOVE: Up and Down with Credit Scores MOVE: Inflation Over Time MOVE: Credit Musical Chairs What source of funding is used most often to start new businesses? PLAY: Organize Budget Expenses Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Professional Certifications How much more likely is a business to launch if the founder creates a business plan? Which savings strategy is most effective? PLAY: Budget Frenzy! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Schumer Box MOVE: Your Tax Dollar in Action CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Compounding Cat Insanity CALCULATE: Impact of Credit Score on Loans PLAY: Roll with the Market MOVE: Types of Employment What's the average credit score needed to rent an apartment? FINE PRINT: Checking Account Statement What percent of Americans with credit card debt have carried a balance for over 1 year?

DESMOS ACTIVITIES

AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Chance Experiments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Growth Factor and Investments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Linear Systems AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Investing and Exponential Change AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Point Collector: Lines AMPLIFY: Exploring State and Local Tax Rates