Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Bummer! What source of funding is used most often to start new businesses? CREATE: Personalized Productive Gap Year Plan What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of new businesses are still operating after 10 years? RESEARCH: Fair Credit Reporting Act If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: The Bean Game When the Mean is Nice MOVE: Up and Down with Credit Scores FINE PRINT: Financial Aid Package MOVE: Let's Make a Mutual Fund CALCULATE: How Much House Can You Afford? What is the average credit card debt held by Gen Z? Do consumers send more money on Venmo or spend more money on Amazon? How much more likely is a business to launch if the founder creates a business plan? MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! INTERACTIVE: Compounding Cat Insanity CALCULATE: Impact of Credit Score on Loans What's the average credit score needed to rent an apartment? ANALYZE: Inequalities in Investing PLAY: Roll with the Market MOVE: What Determines Your Insurance Premium? MOVE: Inflation Over Time FINE PRINT: Checking Account Statement MOVE: Credit Musical Chairs INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections What percent of students receive scholarships or grants for college? FINE PRINT: Schumer Box ANALYZE: Household Debt and Credit Report ANALYZE: A FAFSA Submission Summary ANALYZE: Dollar Cost Averaging You Just Gotta Habit! CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Savings Accounts CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Types of Employment CALCULATE: Return on Your College Investment INTERACTIVE: Invest with STAX! COMPARE: Which Repayment Option is Best? PLAY: Organize Budget Expenses Which savings strategy is most effective? What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: The Cost of Auto Loans INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Professional Certifications Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Types of Car Insurance PLAY: It Costs HOW Much? How much does a texting while driving ticket increase auto insurance premiums?

DESMOS ACTIVITIES

DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Four Views of a Function DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential Regression in Investing DESMOS: Linear Growth Patterns DESMOS: Growth of Savings vs Investments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Sampling Methods DESMOS: Graphs of Piecewise Functions DESMOS: Create a Histogram DESMOS: Writing Linear Equations and Checking DESMOS: Prize Wheel Puzzle DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing the Cost of Different Student Loans DESMOS: Point Collector: Lines DESMOS: Credit Dot Plots DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Systems of Two Linear Equations DESMOS: Growth Factor and Investments DESMOS: Writing Equations in Standard Form DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Systems DESMOS: Complex Systems of Inequalities DESMOS: Real World Linear Inequalities DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Marbleslides: Exploring Exponentials DESMOS: Chance Experiments DESMOS: Card Sort: Conditional Probability DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Independent and Dependent Events DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential Growth in Circles DESMOS: Linear Equations from Checking Word Problems DESMOS: College Sticker Price and ACT Scores DESMOS: Polygraph: Guess the Distribution