Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Fair Credit Reporting Act MOVE: What Determines Your Insurance Premium? INTERACTIVE: Invest with STAX! What percent of new businesses are still operating after 10 years? Which savings strategy is most effective? CALCULATE: Impact of Credit Score on Loans What's the average credit score needed to rent an apartment? What source of funding is used most often to start new businesses? COMPARE: Which Repayment Option is Best? PLAY: The Bean Game Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Auto Loans INTERACTIVE: Online Bank Simulator What do cardholders fear most when using a credit card? FINE PRINT: Schumer Box MOVE: Your Tax Dollar in Action COMPARE: Types of Savings Accounts FINE PRINT: Checking Account Statement MOVE: Credit Musical Chairs What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Dollar Cost Averaging CALCULATE: Return on Your College Investment ANALYZE: Inequalities in Investing PLAY: Organize Budget Expenses When the Mean is Nice FINE PRINT: Financial Aid Package PLAY: Budget Frenzy! What percent of students receive scholarships or grants for college? RESEARCH: Credit Protections PLAY: It Costs HOW Much? PLAY: Types of Car Insurance CALCULATE: Debt Avalanche v. Debt Snowball CREATE: Personalized Productive Gap Year Plan CALCULATE: Your Federal Taxes MOVE: Up and Down with Credit Scores ANALYZE: A FAFSA Submission Summary PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report Just Gotta Habit MOVE: Types of Employment

DESMOS ACTIVITIES

DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Growth of Savings vs Investments DESMOS: Create a Histogram DESMOS: Polygraph: Guess the Distribution DESMOS: Complex Systems of Inequalities DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing Linear Equations and Checking DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Systems of Two Linear Equations DESMOS: Marbleslides: Exploring Exponentials DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Future Value of a Periodic Investment DESMOS: Writing and Graphing a System of Linear Equations DESMOS: OLS Regression and College Costs DESMOS: Exponential Growth in Circles DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Comparing the Cost of Different Student Loans DESMOS: Investing and Exponential Change DESMOS: Prize Wheel Puzzle DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Point Collector: Lines DESMOS: Card Sort: Four Views of a Function DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Credit Dot Plots DESMOS: College Sticker Price and ACT Scores DESMOS: Growth Factor and Investments DESMOS: Exploring State and Local Tax Rates DESMOS: Chance Experiments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Sampling Methods DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Linear Systems DESMOS: Graphs of Piecewise Functions