Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Dollar Cost Averaging CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Savings Accounts INTERACTIVE: Compounding Cat Insanity CREATE: Personalized Productive Gap Year Plan FINE PRINT: Financial Aid Package Do consumers send more money through Zelle or spend more money on Amazon? MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Overdraft Fees MOVE: Types of Employment COMPARE: Which Repayment Plan Fits Your Income? COMPARE: Types of Health Insurance Plans INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? RESEARCH: Professional Certifications PLAY: Organize Budget Expenses PLAY: Types of Car Insurance INTERACTIVE: Bummer! PLAY: Roll with the Market CALCULATE: Return on Your College Investment What percent of Americans with credit card debt have carried a balance for over 1 year? What's the average credit score needed to rent an apartment? FINE PRINT: Schumer Box You Just Gotta Habit! INTERACTIVE: Online Bank Simulator PROJECT: Credit Protections - You Be the Teacher MOVE: Up and Down with Credit Scores CALCULATE: How Much House Can You Afford? RESEARCH: Credit Protections ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? What source of funding is used most often to start new businesses? PLAY: The Bean Game PLAY: Budget Frenzy! MOVE: Inflation Over Time Which savings strategy is most effective? ANALYZE: A FAFSA Submission Summary CALCULATE: Impact of Credit Score on Loans CALCULATE: The Cost of Auto Loans What percent of new businesses are still operating after 10 years? MOVE: Let's Make a Mutual Fund How much does a texting while driving ticket increase auto insurance premiums? What is the average credit card debt held by Gen Z? MOVE: Your Tax Dollar in Action How much more likely is a business to launch if the founder creates a business plan? When the Mean is Nice

DESMOS ACTIVITIES

AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Create a Histogram AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Credit Dot Plots AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Growth in Circles AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: OLS Regression and College Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Systems of Two Linear Equations AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Growth Factor and Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Growth of Savings vs Investments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates