Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

You Just Gotta Habit! PLAY: Organize Budget Expenses PLAY: Roll with the Market CALCULATE: How Much House Can You Afford? ANALYZE: Inequalities in Investing PLAY: The Bean Game PROJECT: Credit Protections - You Be the Teacher COMPARE: Types of Savings Accounts MOVE: What Determines Your Insurance Premium? MOVE: Credit Musical Chairs CALCULATE: Impact of Credit Score on Loans MOVE: Types of Employment ANALYZE: Household Debt and Credit Report Which savings strategy is most effective? MOVE: Inflation Over Time CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of new businesses are still operating after 10 years? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Online Bank Simulator If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? PLAY: Types of Car Insurance What is the average credit card debt held by Gen Z? INTERACTIVE: Invest with STAX! ANALYZE: Dollar Cost Averaging CREATE: Personalized Productive Gap Year Plan What's the average credit score needed to rent an apartment? FINE PRINT: Schumer Box FINE PRINT: Financial Aid Package COMPARE: Which Repayment Plan Fits Your Income? COMPARE: Types of Health Insurance Plans CALCULATE: The Cost of Auto Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Budget Frenzy! MOVE: Up and Down with Credit Scores INTERACTIVE: Bummer! RESEARCH: Credit Protections How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Overdraft Fees RESEARCH: Professional Certifications CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Living Paycheck to Paycheck PLAY: It Costs HOW Much? MOVE: Your Tax Dollar in Action Do consumers send more money through Zelle or spend more money on Amazon? What percent of students receive scholarships or grants for college? INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? FINE PRINT: Checking Account Statement ANALYZE: A FAFSA Submission Summary How much more likely is a business to launch if the founder creates a business plan? When the Mean is Nice CALCULATE: The Math Behind Your Federal Taxes

DESMOS ACTIVITIES

AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Credit Dot Plots AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Prize Wheel Puzzle AMPLIFY: Create a Histogram AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Investing and Exponential Change AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth of Savings vs Investments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Growth Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Complex Systems of Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Systems AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Chance Experiments AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphing Systems of Equations with Savings Balances