Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

When the Mean is Nice COMPARE: Which Repayment Option is Best? Which savings strategy is most effective? CALCULATE: The Math Behind Your Federal Taxes ANALYZE: A FAFSA Submission Summary CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? PROJECT: Credit Protections - You Be the Teacher MOVE: Credit Musical Chairs RESEARCH: Credit Protections What are the top 3 types of products/services Gen Z is most likely to splurge on? What source of funding is used most often to start new businesses? FINE PRINT: Financial Aid Package MOVE: Your Tax Dollar in Action ANALYZE: Dollar Cost Averaging Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Household Debt and Credit Report INTERACTIVE: Invest with STAX! PLAY: It Costs HOW Much? What's the average credit score needed to rent an apartment? What is the average credit card debt held by Gen Z? PLAY: Types of Car Insurance INTERACTIVE: Online Bank Simulator You Just Gotta Habit! INTERACTIVE: Bummer! PLAY: Organize Budget Expenses MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement MOVE: Let's Make a Mutual Fund INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications CALCULATE: How Much House Can You Afford? CALCULATE: The Cost of Auto Loans COMPARE: Types of Savings Accounts What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Inequalities in Investing FINE PRINT: Schumer Box MOVE: Inflation Over Time How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Living Paycheck to Paycheck Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Impact of Credit Score on Loans MOVE: Types of Employment CALCULATE: Return on Your College Investment PLAY: Roll with the Market MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball What percent of new businesses are still operating after 10 years? PLAY: The Bean Game PLAY: Budget Frenzy!

DESMOS ACTIVITIES

AMPLIFY: Point Collector: Lines AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Growth Patterns AMPLIFY: Investing and Exponential Change AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Chance Experiments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Credit Dot Plots AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Growth of Savings vs Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring Tax Rates by Income Level and Tax Type