Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Types of Savings Accounts RESEARCH: Credit Protections INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Invest with STAX! What do cardholders fear most when using a credit card? MOVE: What Determines Your Insurance Premium? What percent of new businesses are still operating after 10 years? Which savings strategy is most effective? MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? When the Mean is Nice FINE PRINT: Financial Aid Package RESEARCH: Fair Credit Reporting Act INTERACTIVE: Living Paycheck to Paycheck You Just Gotta Habit! FINE PRINT: Checking Account Statement RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Types of Employment ANALYZE: Dollar Cost Averaging PLAY: Types of Car Insurance How much more likely is a business to launch if the founder creates a business plan? COMPARE: Auto Loans What's the average credit score needed to rent an apartment? CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: A FAFSA Submission Summary What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Household Debt and Credit Report PLAY: Budget Frenzy! What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: The Math Behind Your Federal Taxes MOVE: Up and Down with Credit Scores FINE PRINT: Schumer Box INTERACTIVE: Bummer! PLAY: Roll with the Market ANALYZE: Inequalities in Investing How much does a texting while driving ticket increase auto insurance premiums? PLAY: The Bean Game PLAY: Organize Budget Expenses CALCULATE: Return on Your College Investment MOVE: Credit Musical Chairs Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Online Bank Simulator CALCULATE: Impact of Credit Score on Loans COMPARE: Which Repayment Option is Best? MOVE: Your Tax Dollar in Action CREATE: Personalized Productive Gap Year Plan

DESMOS ACTIVITIES

DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Four Views of a Function DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Conditional Probability DESMOS: College Sticker Price and ACT Scores DESMOS: Exploring State and Local Tax Rates DESMOS: Point Collector: Lines DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Growth Patterns DESMOS: Graphs of Piecewise Functions DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Linear Systems DESMOS: Create a Histogram DESMOS: Writing Linear Equations and Checking DESMOS: Complex Systems of Inequalities DESMOS: Comparing the Cost of Different Student Loans DESMOS: Credit Dot Plots DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential Regression in Investing DESMOS: Future Value of a Periodic Investment DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Prize Wheel Puzzle DESMOS: OLS Regression and College Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Exponential vs Linear Patterns DESMOS: Growth Factor and Investments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Chance Experiments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Equations from Checking Word Problems DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Sampling Methods DESMOS: Investing and Exponential Change DESMOS: Linear Equations in Standard Form