Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What's the average credit score needed to rent an apartment? ANALYZE: A FAFSA Submission Summary MOVE: Types of Employment ANALYZE: Household Debt and Credit Report Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Bummer! PLAY: Budget Frenzy! How much more likely is a business to launch if the founder creates a business plan? What percent of Americans who have credit card debt won't be able to pay it off within a year? Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? ANALYZE: Dollar Cost Averaging CREATE: Personalized Productive Gap Year Plan CALCULATE: The Math Behind Your Federal Taxes MOVE: What Determines Your Insurance Premium? INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck What percent of students receive scholarships or grants for college? PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans RESEARCH: Fair Credit Reporting Act What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Organize Budget Expenses MOVE: Let's Make a Mutual Fund MOVE: Credit Musical Chairs CALCULATE: How Much House Can You Afford? MOVE: Up and Down with Credit Scores INTERACTIVE: Compounding Cat Insanity How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? RESEARCH: Credit Protections CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box PLAY: The Bean Game CALCULATE: The Cost of Auto Loans What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment ANALYZE: Inequalities in Investing MOVE: Inflation Over Time If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? You Just Gotta Habit! MOVE: Your Tax Dollar in Action INTERACTIVE: Online Bank Simulator FINE PRINT: Financial Aid Package RESEARCH: Professional Certifications COMPARE: Types of Savings Accounts What is the average credit card debt held by Gen Z? FINE PRINT: Checking Account Statement When the Mean is Nice PLAY: Types of Car Insurance PLAY: It Costs HOW Much? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?"

DESMOS ACTIVITIES

DESMOS: Create a Histogram DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: Credit Dot Plots DESMOS: Linear Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Linear Systems DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Investing and Exponential Change DESMOS: Card Sort: Conditional Probability DESMOS: Exponential vs Linear Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Graphs of Piecewise Functions DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: OLS Regression and College Costs DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Prize Wheel Puzzle DESMOS: Exploring State and Local Tax Rates DESMOS: Point Collector: Lines DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Four Views of a Function DESMOS: Chance Experiments DESMOS: Writing Linear Equations and Checking DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential Growth in Circles DESMOS: Linear Growth Patterns DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Linear Equations from Checking Word Problems DESMOS: Comparing the Cost of Different Student Loans DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Real World Linear Inequalities DESMOS: Growth of Savings vs Investments DESMOS: Growth Factor and Investments DESMOS: Card Sort: Independent and Dependent Events DESMOS: College Sticker Price and ACT Scores DESMOS: Writing Equations in Standard Form