Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity What is the average credit card debt held by Gen Z? MOVE: Up and Down with Credit Scores PLAY: The Bean Game COMPARE: Which Repayment Option is Best? FINE PRINT: Schumer Box MOVE: Types of Employment MOVE: Your Tax Dollar in Action INTERACTIVE: Online Bank Simulator What source of funding is used most often to start new businesses? ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Return on Your College Investment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of new businesses are still operating after 10 years? CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Credit Protections What percent of students receive scholarships or grants for college? What percent of Americans who have credit card debt won't be able to pay it off within a year? What's the average credit score needed to rent an apartment? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Cost of Auto Loans Which savings strategy is most effective? ANALYZE: Inequalities in Investing MOVE: Let's Make a Mutual Fund If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Checking Account Statement PLAY: Budget Frenzy! PROJECT: Credit Protections - You Be the Teacher What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: How Much House Can You Afford? MOVE: Inflation Over Time PLAY: Organize Budget Expenses ANALYZE: Household Debt and Credit Report PLAY: Types of Car Insurance FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball You Just Gotta Habit! INTERACTIVE: Bummer! PLAY: It Costs HOW Much? RESEARCH: Professional Certifications COMPARE: Types of Savings Accounts PLAY: Roll with the Market ANALYZE: A FAFSA Submission Summary When the Mean is Nice CALCULATE: Impact of Credit Score on Loans MOVE: What Determines Your Insurance Premium?

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exponential Regression in Investing DESMOS: Growth Factor and Investments DESMOS: Card Sort: Sampling Methods DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Conditional Probability DESMOS: Systems of Two Linear Equations DESMOS: Writing Linear Equations and Checking DESMOS: Credit Dot Plots DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Equations in Standard Form DESMOS: Growth of Savings vs Investments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Real World Linear Inequalities DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential vs Linear Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Prize Wheel Puzzle DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: OLS Regression and College Costs DESMOS: Complex Systems of Inequalities DESMOS: Polygraph: Guess the Distribution DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Chance Experiments DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Equations from Checking Word Problems DESMOS: Graphs of Piecewise Functions DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Writing Equations in Standard Form DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Four Views of a Function DESMOS: Investing and Exponential Change DESMOS: Linear Growth Patterns DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Create a Histogram DESMOS: College Sticker Price and ACT Scores