Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Up and Down with Credit Scores INTERACTIVE: Bummer! Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Inequalities in Investing ANALYZE: Dollar Cost Averaging If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Types of Employment COMPARE: Types of Savings Accounts What source of funding is used most often to start new businesses? INTERACTIVE: Invest with STAX! CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Your Tax Dollar in Action CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? RESEARCH: Professional Certifications PLAY: Types of Car Insurance PLAY: Roll with the Market What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Impact of Credit Score on Loans RESEARCH: Fair Credit Reporting Act CALCULATE: The Math Behind Your Federal Taxes Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Credit Protections MOVE: Let's Make a Mutual Fund What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package FINE PRINT: Schumer Box PLAY: Organize Budget Expenses CALCULATE: How Much House Can You Afford? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Budget Frenzy! COMPARE: Which Repayment Option is Best? MOVE: Credit Musical Chairs You Just Gotta Habit! PLAY: The Bean Game INTERACTIVE: Compounding Cat Insanity How much more likely is a business to launch if the founder creates a business plan? What do cardholders fear most when using a credit card? What's the average credit score needed to rent an apartment? FINE PRINT: Checking Account Statement INTERACTIVE: Online Bank Simulator PLAY: It Costs HOW Much? When the Mean is Nice ANALYZE: Household Debt and Credit Report CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of new businesses are still operating after 10 years? COMPARE: Auto Loans INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary

DESMOS ACTIVITIES

DESMOS: Chance Experiments DESMOS: Growth Factor and Investments DESMOS: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Investing and Exponential Change DESMOS: Card Sort: Sampling Methods DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Conditional Probability DESMOS: Linear Equations from Checking Word Problems DESMOS: Systems of Two Linear Equations DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Exponential Growth in Circles DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Create a Histogram DESMOS: Prize Wheel Puzzle DESMOS: Real World Linear Inequalities DESMOS: Polygraph: Guess the Distribution DESMOS: Graphs of Piecewise Functions DESMOS: Exploring State and Local Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Growth Patterns DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: OLS Regression and College Costs DESMOS: Credit Dot Plots DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: College Sticker Price and ACT Scores DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Linear Systems DESMOS: Exponential Regression in Investing DESMOS: Point Collector: Lines DESMOS: The (Awesome) Coordinate Plane Activity