Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck PLAY: Organize Budget Expenses RESEARCH: Credit Protections Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Professional Certifications What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts What source of funding is used most often to start new businesses? FINE PRINT: Schumer Box ANALYZE: Household Debt and Credit Report How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Your Tax Dollar in Action What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Bummer! MOVE: Let's Make a Mutual Fund What do cardholders fear most when using a credit card? Just Gotta Habit ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance When the Mean is Nice What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Up and Down with Credit Scores Which savings strategy is most effective? COMPARE: Auto Loans INTERACTIVE: Online Bank Simulator MOVE: Types of Employment CREATE: Personalized Productive Gap Year Plan ANALYZE: Dollar Cost Averaging in Action CALCULATE: Return on Your College Investment INTERACTIVE: Invest with STAX! PLAY: It Costs HOW Much? COMPARE: Which Repayment Option is Best? What percent of new businesses are still operating after 10 years? How much more likely is a business to launch if the founder creates a business plan? PLAY: The Bean Game ANALYZE: A FAFSA Submission Summary MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity PLAY: Budget Frenzy! MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Impact of Credit Score on Loans PLAY: Roll with the Market RESEARCH: Fair Credit Reporting Act CALCULATE: Your Federal Taxes Do consumers send more money on Venmo or spend more money on Amazon? What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package

DESMOS ACTIVITIES

DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: Chance Experiments DESMOS: Card Sort: Sampling Methods DESMOS: Linear Growth Patterns DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Systems of Two Linear Equations DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: College Sticker Price and ACT Scores DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: Exploring State and Local Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Four Views of a Function DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: OLS Regression and College Costs DESMOS: Exponential vs Linear Patterns DESMOS: Growth of Savings vs Investments DESMOS: Exponential Growth in Circles DESMOS: Exponential Regression in Investing DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Conditional Probability DESMOS: Create a Histogram DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Independent and Dependent Events DESMOS: Comparing the Cost of Different Student Loans DESMOS: Credit Dot Plots DESMOS: Card Sort: Linear Systems DESMOS: Growth Factor and Investments DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Point Collector: Lines DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing Linear Equations and Checking DESMOS: Linear Equations from Checking Word Problems DESMOS: Investing and Exponential Change DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Prize Wheel Puzzle