Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Types of Car Insurance INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Math Behind Your Federal Taxes MOVE: Your Tax Dollar in Action CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck What is the average credit card debt held by Gen Z? INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans When the Mean is Nice INTERACTIVE: Online Bank Simulator ANALYZE: Inequalities in Investing What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity PLAY: The Bean Game What are the top 3 types of products/services Gen Z is most likely to splurge on? What's the average credit score needed to rent an apartment? COMPARE: Which Repayment Option is Best? MOVE: What Determines Your Insurance Premium? PLAY: Organize Budget Expenses CREATE: Personalized Productive Gap Year Plan MOVE: Let's Make a Mutual Fund RESEARCH: Credit Protections ANALYZE: Dollar Cost Averaging You Just Gotta Habit! How much does a texting while driving ticket increase auto insurance premiums? What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment FINE PRINT: Schumer Box ANALYZE: A FAFSA Submission Summary FINE PRINT: Financial Aid Package MOVE: Inflation Over Time Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Up and Down with Credit Scores ANALYZE: Household Debt and Credit Report Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Savings Accounts Which savings strategy is most effective? What percent of students receive scholarships or grants for college? MOVE: Credit Musical Chairs PLAY: It Costs HOW Much? FINE PRINT: Checking Account Statement CALCULATE: How Much House Can You Afford? MOVE: Types of Employment How much more likely is a business to launch if the founder creates a business plan? PLAY: Roll with the Market CALCULATE: The Cost of Auto Loans What percent of Americans who have credit card debt won't be able to pay it off within a year? RESEARCH: Professional Certifications

DESMOS ACTIVITIES

DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth of Savings vs Investments DESMOS: Real World Linear Inequalities DESMOS: Graphs of Piecewise Functions DESMOS: Create a Histogram DESMOS: Card Sort: Sampling Methods DESMOS: Exploring State and Local Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Investing and Exponential Change DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Growth Patterns DESMOS: College Sticker Price and ACT Scores DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Four Views of a Function DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Conditional Probability DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential vs Linear Patterns DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Chance Experiments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Credit Dot Plots DESMOS: OLS Regression and College Costs DESMOS: Writing Linear Equations and Checking DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Growth Factor and Investments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Point Collector: Lines DESMOS: Future Value of a Periodic Investment DESMOS: Polygraph: Guess the Distribution DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Linear Systems DESMOS: Writing Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Complex Systems of Inequalities