Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Savings Accounts COMPARE: Which Repayment Option is Best? CALCULATE: How Much House Can You Afford? INTERACTIVE: Online Bank Simulator Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Types of Car Insurance CREATE: Personalized Productive Gap Year Plan What source of funding is used most often to start new businesses? MOVE: Your Tax Dollar in Action Which savings strategy is most effective? INTERACTIVE: Living Paycheck to Paycheck PROJECT: Credit Protections - You Be the Teacher PLAY: It Costs HOW Much? RESEARCH: Credit Protections PLAY: Budget Frenzy! INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package INTERACTIVE: Bummer! What percent of new businesses are still operating after 10 years? MOVE: Types of Employment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What is the average credit card debt held by Gen Z? INTERACTIVE: Invest with STAX! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Credit Musical Chairs MOVE: Let's Make a Mutual Fund What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of students receive scholarships or grants for college? MOVE: What Determines Your Insurance Premium? You Just Gotta Habit! RESEARCH: Professional Certifications CALCULATE: Impact of Credit Score on Loans ANALYZE: Dollar Cost Averaging CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Nice FINE PRINT: Schumer Box What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: The Bean Game CALCULATE: The Cost of Auto Loans MOVE: Inflation Over Time How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary FINE PRINT: Checking Account Statement PLAY: Roll with the Market ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment What's the average credit score needed to rent an apartment? MOVE: Up and Down with Credit Scores ANALYZE: Household Debt and Credit Report How much does a texting while driving ticket increase auto insurance premiums? PLAY: Organize Budget Expenses

DESMOS ACTIVITIES

DESMOS: Writing Linear Equations and Checking DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Investing and Exponential Change DESMOS: OLS Regression and College Costs DESMOS: Growth of Savings vs Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Sampling Methods DESMOS: Systems of Two Linear Equations DESMOS: Chance Experiments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: College Sticker Price and ACT Scores DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Growth Patterns DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Linear Systems DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Growth Factor and Investments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Four Views of a Function DESMOS: Polygraph: Guess the Distribution DESMOS: Writing Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Point Collector: Lines DESMOS: Card Sort: Independent and Dependent Events DESMOS: Credit Dot Plots DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Prize Wheel Puzzle DESMOS: Complex Systems of Inequalities DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Create a Histogram DESMOS: Exponential Regression in Investing DESMOS: Exploring State and Local Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Graphing Systems of Equations with Savings Balances