Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? When the Mean is Nice How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity ANALYZE: A FAFSA Submission Summary RESEARCH: Fair Credit Reporting Act How much more likely is a business to launch if the founder creates a business plan? COMPARE: Which Repayment Option is Best? INTERACTIVE: Online Bank Simulator INTERACTIVE: Bummer! PLAY: Organize Budget Expenses MOVE: Inflation Over Time What's the average credit score needed to rent an apartment? What percent of new businesses are still operating after 10 years? RESEARCH: Credit Protections MOVE: Credit Musical Chairs CALCULATE: Return on Your College Investment ANALYZE: Inequalities in Investing MOVE: Let's Make a Mutual Fund MOVE: Up and Down with Credit Scores MOVE: Types of Employment What percent of Americans who have credit card debt won't be able to pay it off within a year? You Just Gotta Habit! CALCULATE: The Cost of Auto Loans FINE PRINT: Schumer Box PLAY: Roll with the Market COMPARE: Types of Savings Accounts CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Household Debt and Credit Report What source of funding is used most often to start new businesses? PLAY: Types of Car Insurance RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes PLAY: Budget Frenzy! CALCULATE: Impact of Credit Score on Loans PLAY: The Bean Game CREATE: Personalized Productive Gap Year Plan FINE PRINT: Financial Aid Package What is the average credit card debt held by Gen Z? FINE PRINT: Checking Account Statement Which savings strategy is most effective? INTERACTIVE: Invest with STAX! Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Dollar Cost Averaging What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? MOVE: What Determines Your Insurance Premium? MOVE: Your Tax Dollar in Action CALCULATE: How Much House Can You Afford? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Living Paycheck to Paycheck

DESMOS ACTIVITIES

DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Exponential vs Linear Patterns DESMOS: Point Collector: Lines DESMOS: Comparing the Cost of Different Student Loans DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Conditional Probability DESMOS: Writing Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Growth of Savings vs Investments DESMOS: Polygraph: Guess the Distribution DESMOS: Credit Dot Plots DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exponential Regression in Investing DESMOS: College Sticker Price and ACT Scores DESMOS: Real World Linear Inequalities DESMOS: Prize Wheel Puzzle DESMOS: Growth Factor and Investments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Create a Histogram DESMOS: OLS Regression and College Costs DESMOS: Linear Equations in Standard Form DESMOS: Exploring State and Local Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Linear Systems DESMOS: Marbleslides: Exploring Exponentials DESMOS: Chance Experiments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Independent and Dependent Events DESMOS: Systems of Two Linear Equations DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Future Value of a Periodic Investment DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential Growth in Circles DESMOS: Complex Systems of Inequalities