Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! CALCULATE: Your Federal Taxes What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Invest with STAX! When the Mean is Nice FINE PRINT: Financial Aid Package If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Household Debt and Credit Report Gotta Habit INTERACTIVE: Compounding Cat Insanity How much does a texting while driving ticket increase auto insurance premiums? What percent of students receive scholarships or grants for college? CALCULATE: Return on Your College Investment MOVE: Types of Employment COMPARE: Auto Loans INTERACTIVE: Bummer! ANALYZE: A FAFSA Submission Summary FINE PRINT: Schumer Box INTERACTIVE: Online Bank Simulator PLAY: Types of Car Insurance PLAY: Roll with the Market FINE PRINT: Checking Account Statement CALCULATE: Debt Avalanche v. Debt Snowball What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Dollar Cost Averaging in Action COMPARE: Which Repayment Option is Best? MOVE: What Determines Your Insurance Premium? MOVE: Your Tax Dollar in Action CALCULATE: Impact of Credit Score on Loans Do consumers send more money on Venmo or spend more money on Amazon? PLAY: It Costs HOW Much? PLAY: Organize Budget Expenses READ: Retirement Basics MOVE: Credit Musical Chairs What percent of new businesses are still operating after 10 years? COMPARE: Types of Savings Accounts Which savings strategy is most effective? RESEARCH: Professional Certifications RESEARCH: Credit Protections What do cardholders fear most when using a credit card? What's the average credit score needed to rent an apartment? CREATE: Personalized Productive Gap Year Plan How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Fair Credit Reporting Act MOVE: Up and Down with Credit Scores

DESMOS ACTIVITIES

DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Growth Patterns DESMOS: Real World Linear Inequalities DESMOS: Investing and Exponential Change DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Chance Experiments DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Growth of Savings vs Investments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Linear Systems DESMOS: Exponential Regression in Investing DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Polygraph: Guess the Distribution DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphs of Piecewise Functions DESMOS: Comparing the Cost of Different Student Loans DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Growth in Circles DESMOS: Credit Dot Plots DESMOS: Create a Histogram DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Exponential vs Linear Patterns DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Complex Systems of Inequalities DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Systems of Two Linear Equations DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Sampling Methods DESMOS: Point Collector: Lines DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth Factor and Investments