Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: A FAFSA Submission Summary PROJECT: Credit Protections - You Be the Teacher CALCULATE: How Much House Can You Afford? INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Online Bank Simulator FINE PRINT: Checking Account Statement How much more likely is a business to launch if the founder creates a business plan? COMPARE: Which Repayment Option is Best? CALCULATE: Impact of Credit Score on Loans What is the average credit card debt held by Gen Z? What percent of Americans with credit card debt have carried a balance for over 1 year? What's the average credit score needed to rent an apartment? MOVE: Inflation Over Time ANALYZE: Inequalities in Investing MOVE: Your Tax Dollar in Action CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Budget Frenzy! COMPARE: Types of Savings Accounts PLAY: Organize Budget Expenses Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Financial Aid Package RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? Which savings strategy is most effective? INTERACTIVE: Invest with STAX! PLAY: The Bean Game If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? You Just Gotta Habit! CALCULATE: The Cost of Auto Loans INTERACTIVE: Bummer! RESEARCH: Credit Protections CREATE: Personalized Productive Gap Year Plan CALCULATE: The Math Behind Your Federal Taxes MOVE: Types of Employment What percent of students receive scholarships or grants for college? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance What source of funding is used most often to start new businesses? MOVE: Up and Down with Credit Scores How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Schumer Box ANALYZE: Household Debt and Credit Report MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging What percent of new businesses are still operating after 10 years? When the Mean is Nice PLAY: Roll with the Market

DESMOS ACTIVITIES

AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Credit Dot Plots AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Point Collector: Lines AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Complex Systems of Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Create a Histogram AMPLIFY: Exponential Regression in Investing AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity