Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Budget Frenzy! What percent of new businesses are still operating after 10 years? PLAY: Organize Budget Expenses MOVE: Up and Down with Credit Scores COMPARE: Auto Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Living Paycheck to Paycheck What's the average credit score needed to rent an apartment? MOVE: Credit Musical Chairs Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Inequalities in Investing MOVE: Let's Make a Mutual Fund FINE PRINT: Financial Aid Package CALCULATE: Impact of Credit Score on Loans FINE PRINT: Schumer Box COMPARE: Which Repayment Option is Best? INTERACTIVE: Online Bank Simulator If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much more likely is a business to launch if the founder creates a business plan? Which savings strategy is most effective? INTERACTIVE: Bummer! When the Mean is Nice What source of funding is used most often to start new businesses? RESEARCH: Credit Protections RESEARCH: Professional Certifications CALCULATE: Return on Your College Investment CALCULATE: The Math Behind Your Federal Taxes PLAY: It Costs HOW Much? PLAY: Types of Car Insurance You Just Gotta Habit! COMPARE: Types of Savings Accounts What percent of students receive scholarships or grants for college? ANALYZE: A FAFSA Submission Summary MOVE: Types of Employment PLAY: Roll with the Market ANALYZE: Household Debt and Credit Report MOVE: Your Tax Dollar in Action INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CREATE: Personalized Productive Gap Year Plan PLAY: The Bean Game ANALYZE: Dollar Cost Averaging MOVE: What Determines Your Insurance Premium? RESEARCH: Fair Credit Reporting Act What percent of Americans who have credit card debt won't be able to pay it off within a year? What do cardholders fear most when using a credit card? INTERACTIVE: Compounding Cat Insanity FINE PRINT: Checking Account Statement

DESMOS ACTIVITIES

DESMOS: Credit Dot Plots DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Real World Linear Inequalities DESMOS: College Sticker Price and ACT Scores DESMOS: Point Collector: Lines DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Chance Experiments DESMOS: Create a Histogram DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Systems of Two Linear Equations DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Conditional Probability DESMOS: Writing Linear Equations and Checking DESMOS: Exponential vs Linear Patterns DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Four Views of a Function DESMOS: Polygraph: Guess the Distribution DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Marbleslides: Exploring Exponentials DESMOS: Prize Wheel Puzzle DESMOS: OLS Regression and College Costs DESMOS: Growth Factor and Investments DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential Regression in Investing DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Equations in Standard Form DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Growth in Circles DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Future Value of a Periodic Investment DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Sampling Methods DESMOS: Linear Growth Patterns DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Graphs of Piecewise Functions DESMOS: Growth of Savings vs Investments DESMOS: Complex Systems of Inequalities DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Equations in Standard Form