Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Dollar Cost Averaging What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Inflation Over Time MOVE: Let's Make a Mutual Fund How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford? CALCULATE: The Cost of Auto Loans MOVE: Your Tax Dollar in Action What is the average credit card debt held by Gen Z? MOVE: What Determines Your Insurance Premium? PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Types of Savings Accounts FINE PRINT: Schumer Box PLAY: It Costs HOW Much? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Bummer! FINE PRINT: Checking Account Statement How much more likely is a business to launch if the founder creates a business plan? What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator MOVE: Credit Musical Chairs What source of funding is used most often to start new businesses? MOVE: Up and Down with Credit Scores When the Mean is Nice MOVE: Types of Employment RESEARCH: Fair Credit Reporting Act CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Debt Avalanche v. Debt Snowball CREATE: Personalized Productive Gap Year Plan If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance CALCULATE: Return on Your College Investment INTERACTIVE: Compounding Cat Insanity What's the average credit score needed to rent an apartment? You Just Gotta Habit! RESEARCH: Professional Certifications What percent of new businesses are still operating after 10 years? PLAY: The Bean Game Which savings strategy is most effective? PLAY: Organize Budget Expenses RESEARCH: Credit Protections FINE PRINT: Financial Aid Package COMPARE: Which Repayment Option is Best? ANALYZE: Household Debt and Credit Report Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Invest with STAX! Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Inequalities in Investing PLAY: Budget Frenzy!

DESMOS ACTIVITIES

DESMOS: Real World Linear Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Future Value of a Periodic Investment DESMOS: Marbleslides: Exploring Exponentials DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential Regression in Investing DESMOS: Create a Histogram DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Linear Systems DESMOS: Writing Equations in Standard Form DESMOS: Comparing the Cost of Different Student Loans DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth of Savings vs Investments DESMOS: Complex Systems of Inequalities DESMOS: Chance Experiments DESMOS: Investing and Exponential Change DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Growth Factor and Investments DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: College Sticker Price and ACT Scores DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Point Collector: Lines DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Sampling Methods DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Linear Equations from Checking Word Problems DESMOS: Linear Growth Patterns DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Systems of Two Linear Equations DESMOS: Exponential vs Linear Patterns DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Independent and Dependent Events DESMOS: Comparing Funds Using Compound Annual Growth Rate