Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Compounding Cat Insanity PLAY: The Bean Game CALCULATE: Debt Avalanche v. Debt Snowball What are the top 3 types of products/services Gen Z is most likely to splurge on? PROJECT: Credit Protections - You Be the Teacher ANALYZE: Dollar Cost Averaging INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance Which savings strategy is most effective? INTERACTIVE: Bummer! CALCULATE: The Math Behind Your Federal Taxes When the Mean is Nice CALCULATE: Impact of Credit Score on Loans PLAY: It Costs HOW Much? MOVE: Your Tax Dollar in Action ANALYZE: A FAFSA Submission Summary INTERACTIVE: Online Bank Simulator PLAY: Roll with the Market PLAY: Budget Frenzy! COMPARE: Types of Savings Accounts PLAY: Organize Budget Expenses MOVE: Let's Make a Mutual Fund INTERACTIVE: Living Paycheck to Paycheck MOVE: What Determines Your Insurance Premium? What percent of Americans who have credit card debt won't be able to pay it off within a year? RESEARCH: Credit Protections You Just Gotta Habit! What is the average credit card debt held by Gen Z? MOVE: Types of Employment ANALYZE: Inequalities in Investing Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Professional Certifications COMPARE: Which Repayment Option is Best? What's the average credit score needed to rent an apartment? CALCULATE: The Cost of Auto Loans FINE PRINT: Schumer Box ANALYZE: Household Debt and Credit Report CREATE: Personalized Productive Gap Year Plan FINE PRINT: Financial Aid Package How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Return on Your College Investment FINE PRINT: Checking Account Statement MOVE: Inflation Over Time What percent of students receive scholarships or grants for college? MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs How much more likely is a business to launch if the founder creates a business plan?

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exponential Growth in Circles DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing the Cost of Different Student Loans DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Growth Factor and Investments DESMOS: Complex Systems of Inequalities DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Chance Experiments DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Equations in Standard Form DESMOS: Create a Histogram DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Independent and Dependent Events DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Four Views of a Function DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Future Value of a Periodic Investment DESMOS: Systems of Two Linear Equations DESMOS: College Sticker Price and ACT Scores DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Investing and Exponential Change DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: Exponential vs Linear Patterns DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing Linear Equations and Checking DESMOS: OLS Regression and College Costs DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Linear Systems DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Growth Patterns DESMOS: Real World Linear Inequalities DESMOS: Exponential Regression in Investing DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Equations from Checking Word Problems DESMOS: Credit Dot Plots DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: FICA Tax Rates