Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of Americans who have credit card debt won't be able to pay it off within a year? Which savings strategy is most effective? What's the average credit score needed to rent an apartment? What do cardholders fear most when using a credit card? What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Your Federal Taxes COMPARE: Types of Savings Accounts PLAY: Types of Car Insurance MOVE: What Determines Your Insurance Premium? MOVE: Credit Musical Chairs RESEARCH: Fair Credit Reporting Act What percent of students receive scholarships or grants for college? INTERACTIVE: Bummer! PLAY: Organize Budget Expenses COMPARE: Which Repayment Option is Best? INTERACTIVE: Living Paycheck to Paycheck How much does a texting while driving ticket increase auto insurance premiums? What source of funding is used most often to start new businesses? MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball What percent of new businesses are still operating after 10 years? FINE PRINT: Checking Account Statement MOVE: Your Tax Dollar in Action CALCULATE: Impact of Credit Score on Loans PLAY: The Bean Game MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? When the Mean is Nice CALCULATE: Return on Your College Investment INTERACTIVE: Online Bank Simulator MOVE: Up and Down with Credit Scores COMPARE: Auto Loans PLAY: Roll with the Market ANALYZE: Dollar Cost Averaging How much more likely is a business to launch if the founder creates a business plan? Do consumers send more money on Venmo or spend more money on Amazon? CREATE: Personalized Productive Gap Year Plan PLAY: Budget Frenzy! Just Gotta Habit ANALYZE: Inequalities in Investing FINE PRINT: Financial Aid Package FINE PRINT: Schumer Box If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! RESEARCH: Credit Protections

DESMOS ACTIVITIES

DESMOS: Linear Equations from Checking Word Problems DESMOS: Investing and Exponential Change DESMOS: Writing Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Growth Patterns DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exploring State and Local Tax Rates DESMOS: Chance Experiments DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Independent and Dependent Events DESMOS: Future Value of a Periodic Investment DESMOS: Polygraph: Guess the Distribution DESMOS: Graphs of Piecewise Functions DESMOS: Growth of Savings vs Investments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Sampling Methods DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Four Views of a Function DESMOS: Growth Factor and Investments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Point Collector: Lines DESMOS: Exponential Growth in Circles DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: Create a Histogram DESMOS: Card Sort: Linear Systems DESMOS: Comparing the Cost of Different Student Loans DESMOS: Systems of Two Linear Equations DESMOS: OLS Regression and College Costs DESMOS: Writing Linear Equations and Checking DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Credit Dot Plots DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Real World Linear Inequalities