Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box What's the average credit score needed to rent an apartment? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Checking Account Statement COMPARE: Types of Savings Accounts When the Mean is Nice COMPARE: Auto Loans What percent of new businesses are still operating after 10 years? MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Bummer! MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? ANALYZE: Dollar Cost Averaging in Action If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Your Federal Taxes CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Online Bank Simulator ANALYZE: Household Debt and Credit Report ANALYZE: A FAFSA Submission Summary RESEARCH: Fair Credit Reporting Act RESEARCH: Credit Protections MOVE: Up and Down with Credit Scores COMPARE: Which Repayment Option is Best? PLAY: Organize Budget Expenses What do cardholders fear most when using a credit card? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of Americans who have credit card debt won't be able to pay it off within a year? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Roll with the Market MOVE: What Determines Your Insurance Premium? MOVE: Your Tax Dollar in Action PLAY: Types of Car Insurance How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Financial Aid Package What percent of students receive scholarships or grants for college? CALCULATE: Return on Your College Investment MOVE: Credit Musical Chairs CALCULATE: Impact of Credit Score on Loans RESEARCH: Professional Certifications PLAY: Budget Frenzy! Which savings strategy is most effective? Just Gotta Habit ANALYZE: Inequalities in Investing What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity

DESMOS ACTIVITIES

DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Growth Factor and Investments DESMOS: Future Value of a Periodic Investment DESMOS: Marbleslides: Exploring Exponentials DESMOS: Prize Wheel Puzzle DESMOS: Point Collector: Lines DESMOS: Polygraph: Guess the Distribution DESMOS: Graphs of Piecewise Functions DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Conditional Probability DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Real World Linear Inequalities DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Credit Dot Plots DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Chance Experiments DESMOS: Investing and Exponential Change DESMOS: Writing Equations in Standard Form DESMOS: Create a Histogram DESMOS: College Sticker Price and ACT Scores DESMOS: Complex Systems of Inequalities DESMOS: Histograms and Box Plots of Housing Costs DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Four Views of a Function DESMOS: Linear Growth Patterns DESMOS: Card Sort: Sampling Methods DESMOS: Exponential Growth in Circles DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Linear Equations in Standard Form DESMOS: Growth of Savings vs Investments DESMOS: Exponential vs Linear Patterns DESMOS: Writing Linear Equations and Checking DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Independent and Dependent Events