Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Budget Frenzy! MOVE: Inflation Over Time CALCULATE: The Math Behind Your Federal Taxes MOVE: Your Tax Dollar in Action CALCULATE: How Much House Can You Afford? FINE PRINT: Financial Aid Package COMPARE: Which Repayment Option is Best? FINE PRINT: Schumer Box What source of funding is used most often to start new businesses? When the Mean is Nice Do consumers send more money on Venmo or spend more money on Amazon? What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: A FAFSA Submission Summary ANALYZE: Household Debt and Credit Report CALCULATE: Return on Your College Investment PLAY: Types of Car Insurance CALCULATE: Impact of Credit Score on Loans How much more likely is a business to launch if the founder creates a business plan? PROJECT: Credit Protections - You Be the Teacher RESEARCH: Professional Certifications INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Types of Employment You Just Gotta Habit! INTERACTIVE: Compounding Cat Insanity Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Checking Account Statement PLAY: The Bean Game MOVE: What Determines Your Insurance Premium? CALCULATE: The Cost of Auto Loans PLAY: Organize Budget Expenses ANALYZE: Dollar Cost Averaging COMPARE: Types of Savings Accounts RESEARCH: Credit Protections CREATE: Personalized Productive Gap Year Plan MOVE: Let's Make a Mutual Fund PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? What is the average credit card debt held by Gen Z? INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What's the average credit score needed to rent an apartment? MOVE: Up and Down with Credit Scores MOVE: Credit Musical Chairs INTERACTIVE: Online Bank Simulator Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck

DESMOS ACTIVITIES

DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Future Value of a Periodic Investment DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Conditional Probability DESMOS: Credit Dot Plots DESMOS: Exponential Growth in Circles DESMOS: OLS Regression and College Costs DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Point Collector: Lines DESMOS: Create a Histogram DESMOS: Exploring State and Local Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: College Sticker Price and ACT Scores DESMOS: Writing Linear Equations and Checking DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Real World Linear Inequalities DESMOS: Polygraph: Guess the Distribution DESMOS: Prize Wheel Puzzle DESMOS: Graphs of Piecewise Functions DESMOS: Linear Growth Patterns DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Sampling Methods DESMOS: Growth Factor and Investments DESMOS: Growth of Savings vs Investments DESMOS: Writing Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Systems of Two Linear Equations DESMOS: Exponential vs Linear Patterns DESMOS: Investing and Exponential Change DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Four Views of a Function DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Linear Systems DESMOS: Chance Experiments