Sep 17, 2025

Question of the Day: What percent of U.S. Gen Z investors began investing before age 18?

Some teens aren’t waiting until adulthood to start investing. How early do you think they begin?

Answer: 25%

Questions:

  • What are the potential benefits of beginning to invest so young?
  • If you were able to start investing as a teenager, what would you want to invest in first?
  • If investing isn’t realistic at an early age, what other money habits are important to build early?

Here are the ready-to-go slides for this Question of the Day that you can use in your classroom.

 

Behind the numbers (CFA Institute): 

"One-quarter (25 percent) of U.S. Gen Z investors began investing before they were 18. Starting to invest at a young age is common not only in the U.S., but also in Canada (24 percent) and the U.K. (22 percent). In contrast, only 7 percent of Gen Z investors in  China started to invest before the age of 18."

 

About the Author

Dave Martin

Dave joins NGPF with 15 years of teaching experience in math and computer science. After joining the New York City Teaching Fellows program and earning a Master's degree in Education from Pace University, his teaching career has taken him to New York, New Jersey and a summer in the north of Ghana. Dave firmly believes that financial literacy is vital to creating well-rounded students that are prepared for a complex and highly competitive world. During what free time two young daughters will allow, Dave enjoys video games, Dungeons & Dragons, cooking, gardening, and taking naps.

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