Wallethub has published a research report listing credit score information on over 2,570 U.S. cities. Here are some details:

It’s amazing what a stranger can tell about a person just by looking at his or her credit score. If you’ve ever applied for a loan or credit card, you know that your credit score is more than just a three-digit number: it’s a numerical representation of your financial habits. And it tends to speak volumes, most important of which is how well you manage your debts.

But have you ever wondered how well your neighbors, your coworkers or perhaps your local Starbucks barista handle their finances? Are they as responsible — or irresponsible — as you when it comes to paying your bills or knowing when to keep your plastic in your pocket?

WalletHub’s analysts compared the average credit scores of residents in 2,570 U.S. cities to give credit where credit is literally and figuratively due. Scroll down to find out where America’s most financially responsible consumers are living by example and how we ranked the cities. Plus, get invaluable credit wisdom from seasoned money experts.

Since I know you are curious, here are the top 10 cities:

You might ask students what geographic factors influence consumer credit scores.

About the Author

Tim Ranzetta

Tim's saving habits started at seven when a neighbor with a broken hip gave him a dog walking job. Her recovery, which took almost a year, resulted in Tim getting to know the bank tellers quite well (and accumulating a savings account balance of over $300!). His recent entrepreneurial adventures have included driving a shredding truck, analyzing executive compensation packages for Fortune 500 companies and helping families make better college financing decisions. After volunteering in 2010 to create and teach a personal finance program at Eastside College Prep in East Palo Alto, Tim saw firsthand the impact of an engaging and activity-based curriculum, which inspired him to start a new non-profit, Next Gen Personal Finance.